There's a big difference between Ripple and XRP that is often confused.

"Ripple is an enterprise software company," said Cory Johnson, Ripple's chief market strategist, in an interview with TheStreet. "XRP is a digital asset that trades on its own that's owned by lots of people in lots of places. We happen to own a lot of XRP - we own a lot of cash, chairs and computers - but the company is called Ripple and we sell software."

XRP prices are down over 70% since the start of the year. 

Watch our entire interview with Ripple's Cory Johnson on YouTube

More from Video

Buy CVS Stock 'With Alacrity' If It Falls 8% From Here, Jim Cramer Says

Buy CVS Stock 'With Alacrity' If It Falls 8% From Here, Jim Cramer Says

Why Jim Cramer Is Holding Off on Buying Nvidia Stock

Why Jim Cramer Is Holding Off on Buying Nvidia Stock

3 Things to Know at Market Close: Netflix, Chinese New Year, and KPMG

3 Things to Know at Market Close: Netflix, Chinese New Year, and KPMG

Stocks Are Walking a 'Tightrope' Right Now, and That's Good, Cramer Says

Stocks Are Walking a 'Tightrope' Right Now, and That's Good, Cramer Says

Why Jim Cramer Likes Cisco

Why Jim Cramer Likes Cisco