Stocks rose at Monday's opening bell on hopes oil prices are stabilizing. Before the bell, Exxon Mobil (XOM) reported earnings that were higher than expected. But America's biggest energy company said profit tanked 21% from a year ago, hurt by lower oil prices. Americans are using the extra money in their pockets from cheaper pump prices to pay down debt and boost savings. U.S. consumer spending fell 0.3%, while personal incomes gained 0.3% in December. Wyndham (WYN) is a stock to watch in today's trading after it was downgraded to a SELL rating. Increasing currency risk is one of the reasons Deutsche Bank (DB) made the bearish call.