5 U.S. stock benchmarks are at all all time highs and the stock rally has reached every corner of the market. The Dow Jones Industrial Average's new all time high close is 19,614. Some analysts predict the Dow will hit 20,000 by Christmas as investors who have missed the post election rally jump on board. Another Donald Trump cabinet pick points to less regulation on business. He has chosen CKE restaurant CEO Andrew Pudzer as Labor Secretary. He's been an outspoken critic of regulation, the Affordable Care Act and raising the minimum wage. $88 million in refunds from an AT&T (T) - Get Report settlement with the Federal Trade Commission is now heading to consumers. The settlement has to do with unlawful wireless bill charges and the commission announced those checks started going in the mail this week. Customers who are still with AT&T may see a credit on their bills instead of a check. The average refund is $31.00.