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Smart Things to Do in Your 20s and 30s to Plan for Your Retirement

Planning for retirement isn't the biggest priority for Millennials, but it should be.

Most people in their 20s and 30s aren't thinking about retirement, but it's the perfect time to get a jump start on your investments.

Experts say start saving as young as you can, even if you are saving just a small amount.  They suggest getting into the habit of putting away 10% of your salary, and if you are living at home or with roommates, try to max out your 401(k). They also suggest getting aggressive with investments, favoring stocks over other investments that are too conservative.

Additionally, experts say eliminating debt, like student loans, should be a top goal.