Jim Cramer Explains How Investors Should Look at Wells Fargo

TheStreet's Jim Cramer says when it comes to Wells Fargo, investors need to step back and look at the big picture. Cramer says first, investors need to accept the fact that the bank can't make as much money with interest rates this low. Second, Cramer says take into consideration how much money Wells is making on the deposits. Next, he reminds investors that this is a strong country with lending picking up. If interest rates ever do tick up once again, Wells is going to go much higher, he says. The fourth largest U.S. bank by assets reported on Wednesday an increase in fourth quarter profit, largely due to loan growth.