Who doesn't want to retire rich?

But, here's the reality. More than 10,000 baby boomers are retiring every day, according to AARP. And most have not saved properly for their golden years.

But, not TheStreet readers. Why? Well, Robert Powell, a.k.a. Mr. Retirement, has been working hard to answer all of your questions.  Powell launched Retirement Daily, a premium subscription newsletter, in April of 2018. His goal? To give you the insider's edge on how to maximize and protect your most important investment, your retirement savings. Learn more now.

So, as a special holiday gift - Here are the best secrets and some of TheStreet's MOST popular retirement stories that published during 2018.

What are you waiting for? Get Reading. You've got some work to do before 2019 rolls around.

1. Banish the R-Word From Your Vocabulary

Our most popular retirement story, might not be what you really want to hear. But, it's coming straight from the mouth of 83-year-old business tycoon Jack Welch. He says the concept of retirement is outdated. A little background, the former chief executive officer of General Electric Co. (GE) started working at the company in 1960, a freshly-minted chemical engineering PhD, at a plant in Pittsfield, Massachusetts. He had a starting salary of $10,500. What other tips does Welch have for retiring smart? 

Read more: Legendary General Electric Chief Jack Welch Has One Big Retirement Tip (Published April, 2018)

2. Look for Sustained Returns Over the Long Run

Warren Buffett, the chief executive of Berkshire Hathaway Inc. (BRK.A) , has long been described as one of the greatest value investors of this lifetime. His preferences are smart for long-term retirement investors especially - after all, Buffett's favorite holding period, he has said, is "forever."

 
3. Develop a Retirement Checklist
 
Whether you're a decade or a year away from retirement, when the time arrives, how do you know you will be ready? According to the Center for Retirement Research at Boston College, about 20% of households are incorrect in their projection of when they will be prepared to retire. Before you enter this next chapter, several steps should be taken to ensure you are indeed ready.
Among other things, you need to determine and test your retirement budget, firm up your estate plan,  eliminate debt and consider downsizing.  For more:  8 Essential Steps to Achieve Retirement Success  (Published April, 2018).
 
4. Choose a Smart Retirement Spot
 
Where you retire can have a big impact on the quality of your retirement. Factors people care about when considering a retirement spot include weather (some like it hot; others like winter sports), history, arts and culture, cost-of-living, healthcare services, outdoor recreation resources and proximity to colleges and universities.
Let's face it, thinking about where to retire is one way to get through a long work day! So, start the day dreaming.
 
Consider this a stocking stuffer, we're sharing with you the best and the worst states to retire!  Best U.S. Cities to Retire In and  The Worst States to Retire In! Watch the video below for more ideas... (Published January, February and June of 2018).
 
5. Work Longer!
 
Yes. You read right. Pundits are fond of telling those planning for retirement to save more, but a new paper is challenging that advice. According to the authors of the paper, The Power of Working Longer, those saving for retirement would be better off working longer than just bumping up their savings rate by one percentage point.
 
Retirement Daily's Robert Powell breaks it down in the video below or read: Working Longer Works Better Than Saving More Money for Retirement. (Published February, 2018).
 
                          
6. Compare Yourself to the Average Retiree
 
Looking at averages from time to time just to get a sense of how you compare to, well, the average retiree, is worth it. So, how do you do that? Reading the Expenditures of the Aged Chartbook, 2015, which is published by the Social Security Administration. One spoiler: Housing represents one-third of expenses in retirement, says Powell. And health care can represent upwards of 15% of expenses. Combined that could work out to 50 cents of every dollar spent on housing and health care. "Make sure your plan includes a way to make sure you have enough for guaranteed sources of income to pay for at least those two expenses," says Powell.
 
 
7. Take a Mini-Retirement
 
Taking a few years off to travel the world mid-career may seem reckless to some, but there is a way to take a mini-retirement without sacrificing your long-term financial goals. TheStreet sat down with three certified financial planners reveal how:
  • Have assets to cash out on a rainy day is key to ensuring that a mini-retirement does not jeopardize your full retirement.
  • Resist the urge to co-mingle their travel savings and their other investments.
  • Keep your nest egg growing when you're not contributing
One aspect of retirement that pre-retirees tend to overlook, says Powell, is this: "They must retire to something rather than retire from something. Otherwise, you might return to work for the wrong reasons."
 
 
8. Educate Yourself About Retirement
 
It seems obvious. But, the reality is nearly half (47%) of Americans age 50 and over failed a basic true/false 5-question quiz on Social Security retirement benefits, according to the MassMutual Social Security retirement benefits survey back in May. Read more about that from the Social Security Administration.
 
Find out which questions most Americans failed in this article:
 
 
9. Pick the Right Stocks For Your Portfolio
 
No surprise, really. Retirees want to know which stocks are the best picks for their portfolio. And, so, it's no surprise that those type of stories were among our most read articles. 
 
From the TheStreet Archives:

Before you add any stocks to your portfolio, talk to your financial advisor.

10. Start Saving Early
 
Yes, the cliche is true.
 
Retirement Daily's Robert Powell rolled up his sleeves, traveling to Wall Street to speak with some of the youngest reporters at TheStreet and Real Money to answer that question and many more in TheStreet's new video series " Ask Bob".  Albert Einstein is reported to have said: "Compound interest is the eighth wonder of the world. He who understands it, earns it ... he who doesn't ... pays it." And that, says Powell, is one of the most important lessons any person - young or old - should never forget.
Click here:  Everything Millennials Need to Know About Retirement - Ask Bob ( Published December, 2018) or watch below!
 

Retirement Questions Answered, 'Ask Bob'

You're in luck. We're sharing 6 of our favorite and most popular 'Ask Bob' questions with you!

11. 'Ask Bob' How Much Money Is Needed for Retirement? 

12. 'Ask Bob' How Withdraw Money From Your Retirement Accounts in a Tax-Efficient Manner? 

13. 'Ask Bob' What's the One Thing Young Investors Don't Know About 401k's?

14. 'Ask Bob' Should Millennials Be Investing With Apps?

15. 'Ask Bob' When Is it Time to Prep For Retirement? 

16. 'Ask Bob' What Are the Biggest Mistakes Retirees Make? 

TheStreet Archives: A few of our favorite videos!

17.Video: This Is the One Number You Need to Know to Rescue Your Retirement (Published January, 2018)

18. Video: Hey Millennials! Fix These Two Things and Retire Rich! (Published March, 2018)

So, what are they? Well, here's one: When filling out your 401(k) contribution form, sign up for the auto-escalation option. That will automatically increase your annual contribution each year. Odds are good you'll get a pay increase as well so you won't even feel it. And let's face it, left to our own volition, we don't often increase those things on our own.

You'll have to watch the video below for the second one! 

19. World Series of Poker Champ Talks Retirement (Published March, 2018)

Annie Duke, former World Series of Poker champion, says she had to think about what the "75-year-old Annie" will need, instead of bowing to a desire now, more than 20 years earlier, to spring for a Lamborghini, for instance, or some other luxury item. Some of that involves setting up safeguards that guarantee retirement money is put away, such as automatic deposits into an account. Watch the video for more.

20. How Robert Powell Got Into Retirement Reporting (Published December, 2018)

Haven't you wondered just a little... How did Bob become Mr. Retirement. Watch the video to find out.

We're not done yet! Five more stocking stuffers..

5 of our favorite Retirement Daily Podcasts!

21. Podcast: How to Pay For Health Care Expenses In Retirement (Published July, 2018)

A 65-year-old couple will need on average $280,000 to cover health care and medical expenses throughout retirement, according to Fidelity Investments' 16th annual retiree health care cost estimate. But do you really need that much? Not necessarily says Carolyn McClanahan, the founder of Life Planning Partners. Why? One, you're not average and two, you'll likely fund health care expenses in retirement with cash flow from assets, Social Security, and maybe earned income.

 

22. How To Withdraw Money From Your Retirement Accounts in the Most Tax-Efficient Manner Possible (Published December, 2018)

When it comes to generating income in retirement from your various accounts, conventional wisdom would have you withdraw money from your taxable accounts first, then your tax-deferred accounts and, finally, your Roth account. Robert Powell walks you through it. Only have two minutes? Check out the audiogram here. 

 

23. Even with Booming Economy, Consumers Are Not on Track to Retire on their Terms: CFP Board Study

Two-thirds of households have less than $100,000 saved for retirement. That's the bad news. The good news? Millennials - those born 1981 - 1996 - often get a bad rap when it comes to all things money. But that generation, according to CFP Board research, has its eye on the prize. 

And that's good given this stat: "By 2060, there will be more than 98 million Americans who are 65 or older," Kevin Keller, chief executive officer of the CFP Board. Listen to the full conversation below.

 

24. Strategies For a Healthy Financially Secure and Fulfilling Long Life

When it comes to retirement, there are several critical decisions pre-retirees must make. So says Steve Vernon, author of Retirement Game-Changers, a new book that reveals strategies for a healthy, financially secure, and fulfilling long life.

In our Retirement Daily podcast, Vernon spoke with us about the most important decisions that older workers face as they transition out of the workplace, and into retirement.

25. Michael Falk, author of Let's All Learn How to Fish . . . to Sustain Long-Term Economic Growth

Retirement Daily Podcast sits down with Michael Falk the author of Let's All Learn How to Fish . . . to Sustain Long-Term Economic Growth.

Hear how Falk wants us to reimagine health care, retirement, and education policies so that we can usher in what he calls a new ERA (from Entitlement to Responsibility with Appreciation) of sustainable long-term economic growth.

Bookmark Retirement Daily's Playlist below:

A special invitation: Let TheStreet's new premium subscription newsletter, Retirement Daily, give you the insider's edge on how to maximize and protect your most important investment, your retirement savings. Learn more now. 

Be sure to follow Retirement Daily's Robert Powell, on Twitter @RJPIII

Happy Holidays from Robert Powell and TheStreet Staff!