The average cost of buying a car continues to rise, with new car prices recently hitting a record high of over $32,000. Not surprisingly, financing is more important than ever, with Americans borrowing an average of $27,000 for new cars and $18,000 for used cars. But once that new car smell starts to fade, a large auto loan can leave you with buyer's remorse. If you're in the market for a new car, here's how to make sure you zoom away with the best financing deal for your budget. Personal finance expert Lauren Lyons Cole helps you determine how much car you can afford, how to factor in your credit score to the equation and how to be smart if you go with a used vehicle.