The cost of being uninsured in America in 2015 is going up significantly for millions of people. It will be the first year all taxpayers will have to report to the IRS whether they had health insurance for the previous year. What many people don't realize is that the penalties go up considerably in 2015. According to a recent Kaiser Foundation poll, only 3% of uninsured people know what the fine for 2015 will be. For 2014, the fine is the greater of $95 per person or 1% of household income above the threshold for filing taxes. It will jump in 2015 to the greater of 2% of income or $325. By 2016, the average fine will be about $1,100, based on government figures. Timing will be critical for uninsured people who want to avoid the rising penalties for 2015. That's because February 15th is the last day of open enrollment under the health law. After that, only people with special circumstances will be able to sign up. But just 5% of uninsured people know the correct deadline, according to the Kaiser poll.