A staggering 95% of American households donate to charity organizations. Giving budgets are limited, so it’s important to evaluate a charity before making a donation. The end of the year is primetime for charitable fundraising so let those requests serve as a reminder to research the causes you care most about. Use charity ratings websites like Give.org, CharityWatch and CharityNavigator to find the best charities that align with your values. Make sure the organization is legit, and that their operating expenses are low. Don’t forget to keep clear records of your donations so you can take advantage of the charitable tax deduction when April 15th rolls around. Giving to charity is a great way to support the causes you care about while helping your bottom line as well.