Setting a goal for the New Year is easy, but sticking to that goal is the tough part. 

"In terms of education, there's always an opportunity to learn more, said Lee McAdoo, managing director of investor education at TD Ameritrade, who recommends consumers take stock of what they know and what financial terms they should brush up on. 

Our Experts Tell You How to Invest for Dow 25,000 and Beyond

More From TheStreet: