Famed personal finance author Robert Kiyosaki has cracked the code on why the rich keep getting richer. 

For most people, debt and taxes are their biggest expense. But for Kiyosaki and the rich, debt and taxes will be the largest source of income.

"I use debt and taxes to acquire to acquire large tracks of real estate and pay no taxes - legally," Kiyosaki said, adding that the IRS gives tax breaks for entrepreneurs who create jobs and housing opportunities. 

Kiyosaki also said saving is for losers, as the low interest rate environment provides a paltry return on investment. 

Kiyosaki is author of the new book Why the Rich Are Getting Richer

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