If you need to take control of your personal finances, these essential applications can help track your spending saving goals:

Digit trickles small increments of money into a savings account.

Qapital rounds up your purchases to slowly save towards specific goals. 

If you need help managing budgets, income and expenses for an overall financial picture, Mint could be your solution.

Acorns makes micro-investments from the leftover change of your transactions.

Clarity Money has a variety of tools including budget planning, spending habits and tracking. You can also easily transfer money between bank accounts and get free credit scores. 

Stash Invest allows you to easily invest in ETFs. You can also set up "Auto Stashes" that let you schedule automated investments.

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Editors' pick: Originally published Oct. 20.