What are you buying when you buy gold? Jim Cramer speaks with gold expert David Yoe Williams about buying bullion. It matter how and where you store it.

Williams is a principal at Strategic Gold, a Naples, Fla.-based firm that buys and stores physical gold for investors. He was an NYSE floor trader for 29 years for Richardson Greenshields, Glenwood Securities and other firms. Williams holds a b.s. in civil engineering from the U.S. Military Academy at West Point.