TheStreet’s Jim Cramer said the selling in banking stocks is overdone and he likes Wells Fargo (WFC) and Bank of America (BAC). Action Alerts PLUS, which Cramer manages, owns both of those stocks. Cramer said banking stocks have been beaten up so much that they are trading below book value. But, he said the stocks won’t be able to sustain an advance until the Federal Reserve raises interest rates again. A viewer asked Cramer about Union Pacific (UNP), which he said he likes, although his favorite railroad stock is CSX (CSX). Cramer also commented on Twitter(TWTR), saying it’s just not growing. Action Alerts PLUS does own a small portion of Twitter. Another viewer wanted to know if Chevron (CVX) would cut its dividend, and Cramer said if you want a dividend play, buy Verizon (VZ). He also commented on Briggs & Stratton(BGG). Send your questions to Cramer on Facebook or on Twitter, using hashtag CramerQ.