Investors are swamped with offerings from businesses that sponsor financial literacy websites and lectures, but is the public actually learning anything? Helaine Olen, the author of 'Pound Foolish: Exposing the Dark Side of the Personal Finance Industry,' talks with TheStreet Foundation's Susan Antilla about what's wrong with literacy efforts. Compromised values and questionable goals pervade an educational area where Americans are severely lacking. The consequences of their inadequate knowledge base are dire and prevents them from making intelligent and informed decisions with their money. In short, financial literacy is not guaranteed through doing your homework.