There is no one-size-fits-all formula to creating wealth, but the first step in all cases is to understand your natural strengths, said Roger James Hamilton, author of "The Millionaire Master Plan". Hamilton said your own path to millions is determined by what kind of inner genius you already are: Dynamo, Blaze, Tempo or Steel. Once you discover your category of genius then you can find your "flow". He said people get off track when they don't understand the path they are on and need to find a team headed in the right direction to regain direction. Finally, Hamilton said people need not be entrepreneurs to become multi-millionaires.

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