The Dodd-Frank Wall Street Reform and Consumer Protection Act on Monday marks its fourth anniversary since being signed into law. White & Case Banking partner Ernie Patrikis tells TheStreet's Joe Deaux that the sweeping financial reform represents good, bad and ugly changes to Wall Street and the too big to fail firms that nearly brought down the financial system. Patrikis says the Consumer Financial Protection Board is a good idea, but that it hasn't been run correctly. Patrikis says he thinks a lot of the rules written into Dodd-Frank could have been handled by the Federal Reserve.

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