TheStreet's Jim Cramer says the stock market is having a "fulcrum" day with bad news. Citigroup's settlement is more negative news for banks, but if banks hold up, the largest component of the S&P 500 can do OK. Cramer is also watching Tesla after it was slammed by Barclays, saying the stock has peaked. Cramer will speak with Alcoa CEO Klaus Kleinfeld after the aluminum maker posts first quarter results and he is looking for good numbers in truck building, turbines and automotive. But most importantly, Cramer says the price of aluminum needs to go up.

At the time of publication, Cramer was long ___.

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