Digital Risk managing partner Jeff Taylor tells TheStreet's Joe Deaux the slowdown in the housing sector isn't solely attributable to the cold winter. The high count of cash-purchased homes suggests institutional buyers, not consumers, are the driving force in the sector for now. Taylor says regulations that prevent over-leveraged home-buying are keeping many consumers in the rental market. Rentals, though, are a driver for the home improvement retailers, who Taylor says won't suffer.

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