Bank of America, Wells Fargo, and JP Morgan are out with quarterly earnings and TheStreet's Jim Cramer says Bank of America is the best of the three. Cramer points to the fact that Bank of America's interest margins are going up and non-interest income from fees are increasing. Bank of America has also seen big delinquency declines and the spike in litigation the bank has faced will start to go down. Cramer says the stock has room to move higher, but he does caution the bank may not pay a dividend any time soon.

At the time of publication, Cramer was long ___.

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