Clipping coupons once stood as the marker of a thrifty spender. But now, as public attention shifts from the printed word to the blue-lit screens staring us in the face, clipping coupons seems to be going the way of flip phones and the dinosaurs.
Cashback apps have arrived to fill the void, offering all sorts of deals for savvy consumers who check in their qualifying purchases. There are dozens to choose from, here are some of the best.
15 Best Cashback Apps of 2019
Ibotta offers one of the best cashback services for grocery shopping. It's partnered with over 300 chains across the U.S. to create bargains for savvy shoppers.
To get cash back, you have to look over what products are listed on Ibotta, find one you're interested in, and then click on it to uncover a series of simple tasks that will earn you cash back with their purchase. The more tasks you complete, the more money you'll get back with your purchase.
The tasks don't ask much of you - reading a quick fact, watching a video, or liking something on Facebook (FB) - Get Report . They take almost as much time as you'd spend cutting out a coupon, and once you're done, all you need to do is provide proof of purchase (the easiest method of which is taking a photo of your receipt) and you'll be saving a few easy bucks.
Drop offers a cashback platform for those looking to save on more than just groceries. Bypassing specific products, Drop tracks your credit and debit purchases for specific vendors. You chose five from their available selections and receive a percentage of what you purchase back in the form of points. Careful with what you select though, once you chose five, they're set. Each comes with its own percentage, so think carefully on what could net you the most points down the line.
Keep in mind, once you reach enough points, you can only redeem them in the form of gift cards for one of the vendors Drop associates with.
Ebates comes in handy for online shopping. You get a percentage of your cash back through the service simply by purchasing items online through their browser. Its emphasis on online shopping means you'll have a wide range of products to sort through, all conveniently a click away. They also have a limited number of in-store options that you can access by linking your credit or debit card with the service.
Shopkick offers a more task-oriented online service. By completing certain tasks, you earn points in the form of "kicks" that can eventually be redeemed for gift cards. Unlike other services, Shopkick doesn't even require that you purchase items to get points. It rewards you for simply walking into certain stores, watching videos, or browsing online. Linking your card and making certain purchases will usually net you the most kicks.
5. Checkout 51
Checkout 51 is another product-focused cashback option. With a listing of offers that updates every Thursday, Checkout 51 just requires its users to upload proof of purchase in the form of a receipt to work up their credits. Just remember you have to get the specific products listed in order to get cash back; these products range from groceries to hygiene to office supplies.
A cashback service with a granola twist, BerryCart rewards its users when they buy organic, gluten-free, or non-GMO foods. Over 10,000 stores are included on the service, including Whole Foods, Walmart (WMT) - Get Report , Target (TGT) - Get Report , and Kroger (KR) - Get Report - so you should have no trouble finding deals. It also only requires you to scan your receipts, so don't worry about linking any cards.
Swagbucks incorporates a variety of methods for users to earn cash back. Anything from completing surveys to watching videos to surfing the web can earn you bucks alongside standard retail purchases. The site has some of the highest cash back rates out there, so why not give it a try?
One of the more recognizable services on this list, Groupon (GRPN) - Get Report has undergone its share of changes over the years. It began in 2008 and attracted hordes of followers but soon fell out of the public favor with a 2011 lawsuit alleging it failed to disclose expiration dates and other vital information to its customers in the fine print. Since then, it's worked on creating a more transparent, positive user experience. You can find daily deals posted on its site each day, with discounts extending to a mix of goods and services.
SavingStar is an ideal place for customers enrolled in loyalty programs. They allow you to directly link a loyalty card to their service so you can start enjoying the discounts and rebates it offers. If a place you love doesn't offer a rewards or loyalty program but still has offers listed on the site, you can just take a picture of your receipt and get cash back that way.
This coupon service started with the hope of streamlining the cluttered and confusing world of discounts. It works as an extension to your browser. Once downloaded, it'll appear as an icon in the corner of your browser. Go to a website like Amazon (AMZN) - Get Report or Kohls (KSS) - Get Report , click on the icon, and you'll get a list of all the discounts and codes worth trying out for the day. Simple, right?
11. Receipt Hog
Unlike most cashback services out there, Receipt Hog's focus rests with collecting consumer information rather than directing people to specific stores or products. Because of this, you have the chance to get cash back from anywhere you go shopping. As the name suggests, just snap a picture of the receipt and get ready to earn redeemable coins back for your purchase.
TopCashBack sells itself as offering some of the highest cashback rates on the market, a product, they claim, of their policy of giving full commissions to users in the discounts they offer. You can access these by registering online and shopping through the deals and coupons posted on their website.
13. Fetch Rewards
Fetch Rewards aims to provide a comprehensive service that doesn't restrict its users to specific products. Instead, it provides cash back for receipts submitted from any grocery store, convenience store, drugstore, liquor store, hardware store, pet store, or warehouse club store. Of course, you can get more points uploading receipts that align with special deals posted on the platform, but you'll still get at least some credit for any of the shopping you do within the wide range of options listed.
A service catered specifically toward social media enthusiasts and influencers, Cosign rewards users who tag their favorite brands in their pictures. Whenever one of your friends or followers shops directly from your post, you earn money. As your influencer status grows - tracked via Cosign points acquired in likes, follows, views, and purchases - the commission you gain from each purchase grows too.
A shop-free way of getting cash back, UserTesting rewards its customers for trying out websites and offering feedback. It'll typically involve a video accompanied with a small set of tasks to do on the site. You'll need a microphone and an internet connection, but the tests only take about 10 to 20 minutes and usually will leave you with an extra $10 in your pocket.
It's never too late - or too early - to plan and invest for the retirement you deserve. Get more information and a free trial subscription toTheStreet's Retirement Dailyto learn more about saving for and living in retirement. Got questions about money, retirement and/or investments? We've got answers.