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Why Lower Mortgage Rates Will Require Borrowers to Have Higher Credit Scores

Why Lower Mortgage Rates Will Require Borrowers to Have Higher Credit Scores

Lower mortgage rates could put a damper on home buyers seeking typical 30-year mortgages as lenders could become stricter and require higher credit scores.

Why the Fed Could Refrain from Raising Rates Again in 2016

Why the Fed Could Refrain from Raising Rates Again in 2016

The Federal Reserve is unlikely to raise interest rates again until this summer or after the presidential election as the economy has faltered and remains weak.

Consumers Can Refinance Loans Since the Fed Will Not Raise Rates in March

Consumers Can Refinance Loans Since the Fed Will Not Raise Rates in March

The Federal Reserve will not raise interest rates when they meet this week, but could start hiking them next month. It's high time to lock in a low rate.

2 Reasons the Housing Market Is on the Verge of Collapse -- Again

2 Reasons the Housing Market Is on the Verge of Collapse -- Again

A spike in the 'Bandit Sign Index' and real estate professionals turning to trading may be the first indications that the housing market is doomed all over again.

No Capital at Fannie and Freddie is Bad for Taxpayers, Markets and America's Families

No Capital at Fannie and Freddie is Bad for Taxpayers, Markets and America's Families

Taxpayers may be on the hook again to finance the government-sponsored enterprises.

Fed Hike Means Adjustable Rate Mortgages Will Rise and Increase Monthly Payments

Fed Hike Means Adjustable Rate Mortgages Will Rise and Increase Monthly Payments

The first interest rate hike by the Federal Reserve in nearly a decade means consumers who have adjustable rates face higher mortgage payments.

Fed Raises Interest Rates: Consumers Should Plan for Higher Payments

Fed Raises Interest Rates: Consumers Should Plan for Higher Payments

The highly anticipated rate increase by the Federal Reserve today exhibits faith by the central bank that the U.S. economy is demonstrating signs of improvement.

Jim Cramer: Why the Fed Is the Stock Market’s Enemy Right Now

Jim Cramer: Why the Fed Is the Stock Market’s Enemy Right Now

With heighten speculation the Fed will raise rates in December, Cramer weighs in on why the Fed is the market's adversary.

10 Reasons Why Another Imminent Real Estate Crash is Unlikely

10 Reasons Why Another Imminent Real Estate Crash is Unlikely

As we approach the 10-year anniversary of the infamous 2006-2007 housing bubble, investors may wonder if another real estate crash is due? Not at all.

Students Can Make an Educated Decision by Refinancing Loans Before Rate Hike

Students Can Make an Educated Decision by Refinancing Loans Before Rate Hike

Brendan Coughlin, president of consumer lending at Citizens Bank, says that 55% of families have not done their financial homework before sending their children to college.