Fewer rate hikes could be a possibility, giving consumers who are saddled with large amounts of debt a slight reprieve, based on Federal Reserve Chair Janet Yellen's Congressional testimony today.
Consumers are facing headwinds.
Graduates with a MBA, law or pharmacy degree or even a Ph.D. tend to earn higher incomes and often produce a higher credit score.
Mortgage rates will continue their upward climb in 2017, but will dampen the enthusiasm for homeowners to refinance their mortgages into lower rates.
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