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First-Time Homeowners Opt for Ease of Owning a Condo or Townhouse

First-Time Homeowners Opt for Ease of Owning a Condo or Townhouse

Many first-time homeowners are drawn to the ease of owning a condo or a townhouse instead of a house.

Generation X and Millennials Are Choosing to Remain Renters

Generation X and Millennials Are Choosing to Remain Renters

Fewer Americans are drawn to the notion of owning a home and plan to keep renting as wages remain stagnant and home prices have risen.

Choosing a 15-year Mortgage Can Save You Thousands of Dollars

Choosing a 15-year Mortgage Can Save You Thousands of Dollars

Homeowners who want to pay less interest often opt for 15-year mortgages.

Dipping Into Your 401(k) to Finance the Purchase of a Home is a Tricky Decision

Dipping Into Your 401(k) to Finance the Purchase of a Home is a Tricky Decision

Borrowing money from your 401(k) to fund the down payment of a mortgage has its risks and rewards.

Paying Off Debt When Interest Rates Are Low Yields Financial Freedom

Paying Off Debt When Interest Rates Are Low Yields Financial Freedom

With the Federal Reserve planning to raise interest rates later this year, consumers should take stock of their current debt and consider refinancing or paying down mortgages or credit cards.

Some of Those Low-Interest Home Equity Loans Are About to Double or Triple

Some of Those Low-Interest Home Equity Loans Are About to Double or Triple

Conversion from interest-only payments to principal and interest could pose problems for borrowers, particularly when household budgets remain tight and income gains have been hard to come by.

FHA Loans Can Be A Good Option for First-Time Homebuyers

FHA Loans Can Be A Good Option for First-Time Homebuyers

FHA loans can be a good option for consumers purchasing their first home because they require much smaller down payments.

Ascend CEO Discusses Real-Time Loan Rate Adjustment Strategy

Ascend CEO Discusses Real-Time Loan Rate Adjustment Strategy

Ascend Consumer Finance CEO, Steve Carlson, discusses his company's method for adjusting interest rates based on real-time user data.

Confused About Mortgage Refinancing? Follow These 6 Expert Tips

Confused About Mortgage Refinancing? Follow These 6 Expert Tips

A new study says homeowners are leaving $5.4 billion in savings because we aren’t refinancing when we can—mainly because we don’t understand how it works (and we’re a little lazy).

A Third of Mortgage Borrowers Don't Know What Rate They Pay

A Third of Mortgage Borrowers Don't Know What Rate They Pay

With the window to refinance into a sub-4% loan likely closing, it's not good news that even those who claim to know their mortgage rate might be fooling themselves.