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Texas Fund's Soured Bet on Exotic-Country Stocks Takes Further Hit

Texas Fund's Soured Bet on Exotic-Country Stocks Takes Further Hit

The Teacher Retirement System of Texas lost 0.6% during the third quarter on its $14 billion holdings of stocks from countries like China, Brazil, Russia and Turkey. Such declines helped to cap the fund's overall return to 2.2% -- well below the average for U.S. institutional investment plans.

Best Places for Boomer Entrepreneurs to Start a Business

Best Places for Boomer Entrepreneurs to Start a Business

As the boomer generation ages, many are choosing to work for themselves. These are the best places for those experienced entrepreneurs.

401(k) and IRA Contribution Limits Boosted for 2019

401(k) and IRA Contribution Limits Boosted for 2019

Folks who are saving for retirement will be able to contribute more to their plans in 2019, making tax planning all the more important.

How to Really Diversify Your Retirement Portfolio

How to Really Diversify Your Retirement Portfolio

Adviser Kevin Shuller explains how to understand what diversification is, why it's important and how to use it to protect your retirement savings.

Benefits of a Cash Balance Plan for Retirement Savers

Benefits of a Cash Balance Plan for Retirement Savers

Adviser Mike Weintraub explains the advantages of cash balance plans combined with a 401(k) plan.

How Is Social Security Calculated? Find Your Benefits

How Is Social Security Calculated? Find Your Benefits

How does the government calculate Social Security benefits? Check here.

In Texas, Teachers See Savings Eroded by Bad Bets on Exotic Stocks

In Texas, Teachers See Savings Eroded by Bad Bets on Exotic Stocks

A decade ago, amid an economic boom in "emerging markets" like Brazil, Russia, India and China, the Teacher Retirement System of Texas decided to plow nearly 10% of all savings into stocks from the countries. Now, the teachers are reeling from the mistake, with subpar returns and outsize risks that could have been easily avoided had the fund just stuck with large U.S. stocks.

IRA vs. 401(k): How to Choose a Retirement Plan

IRA vs. 401(k): How to Choose a Retirement Plan

401(k) plans and IRA's share different characteristics - and different features - for retirement-minded Americans.

What Is a 403(b) Plan and How Do You Contribute?

What Is a 403(b) Plan and How Do You Contribute?

A 403(b) plan is a retirement plan that allows employees of non-profits and other organizations to put their income in a retirement fund, much like a 401(k) plan. But there's a bit more to it than that...

What Is a Pension and How Does It Work?

What Is a Pension and How Does It Work?

A good, hefty pension can mean the difference of having a comfortable financial retirement - or a problematic one.