Weekly Roundup (June 1 2018)
Don't let a single Retirement Daily story get away from you. Here's your roundup.

Many people think the greatest hurdle on the road to retirement is saving and investing for the nest egg they'll need. But there's another challenge awaiting when they switch from the phase of saving to the phase of spending -- the decumulation of their retirement assets.

As Robert Powell writes in Retirement-Income Strategies: Enjoy the Journey and the Destination this week, there will come a time when you have to figure out how best to draw income from your retirement accounts. In the old days, many a retiree would simply live off their interest income and dividends and preserve their principal for worst-case outcomes and bequests. But today it's not that simple, and now there's a lot of research and debate over what amount is safe and sustainable to withdraw from a portfolio over an extended period of time.

This story is the first in a series from Retirement Daily that looks, in detail, at how financial advisers help their clients create retirement-income plans. This week, Bob interviews Neal Van Zutphen, the president of Intrinsic Wealth Counsel, who uses an asset-liability matching strategy and the concept of "bands of time," along with a humanistic life planning process.

Van Zutphen says people should enjoy the journey toward retirement as well as the destination.

And in case you missed them, here's a roundup of some of our best stories from Retirement Daily this week.

Ask Bob: How to Withdraw From a Beneficiary IRA

A reader asks whether it's better to keep taking required minimum distributions from a beneficiary IRA, or just take it all out and pay the taxes.

And in a related story...

Turn an Inherited IRA into a Family Fortune

Who inherits your IRA and how the money is handled after your death largely determines the future of this money. If handled properly, your IRA could turn into a family fortune. If it is not handled properly, a potential family fortune could be lost to taxes and frivolous spending.

Tip of the Week: What You Must Know About Taxes and Selling Your House

Taxpayers who sell their main home and have a gain from the sale may be able to exclude up to $250,000 from their income or $500,000 on a joint return.

Ask Bob: Will My Social Security Check Be Smaller if I Retire Early?

If you retire early, how will that affect the estimated benefits you see on your Social Security statement?

New Investments and Products for Retirement (May 30 2018)

Take a look at some new investments that those saving for or living in retirement might consider for their portfolios: ProShares has filed with the SEC for an ETF investing in companies that provide products and services for pets.

Target-Date Funds That Use Tactical Reallocation

Target-date funds are now the investment of choice for those saving for retirement in a 401(k) plan. Do you know if your TDF uses tactical reallocation, and how that can affect your financial future?

Rhode Island Law Would Offer Consumer Protection on Life Insurance

Rhode Island is a step closer to providing consumer protection designed to inform people about their rights and options when it comes to life insurance policies.

Investing Ideas: Focus on Dividend Growers and Closed-End Funds

One adviser says there are three key elements to dividend investing: safe dividend payers, dividend growers and high-yield.

New Retirement Research (May 29 2018)

Research by the U.S. Social Security Administration Office of the Chief Actuary has shown that higher income levels are associated with lower mortality rates. Higher lifetime earnings are also likely to be associated with lower mortality rates.

Read more of the latest reports, surveys, studies and white papers related to retirement.