The surprising "clean-up hitter" for banks this earnings season might just be PNC Financial (PNC) . These guys are smaller than the other big names reporting Friday (JPMorgan Chase (JPM) , Wells Fargo (WFC) ) -- meaning that improved numbers have the ability to, in percentage terms, rip the cover off of the ball. Expect to see double-digit EPS growth from PNC, and revenue growth that looks strong, at least on a year-over-year basis, if not sequentially.

Intrigued by PNC Financial? Me too. Kind of want to buy it, but not here, not in front of earnings? I'll tell you what I'm thinking. Money Flow rots. Plain and simple. Moving average convergence divergence (MACD)? Not so hot. Relative Strength? Yeah, thanks. You tell me nothing. The Pitchfork is useless on this chart, below. I took it down.

Fib levels? They have worked in the past. Perhaps they work again. What they tell me is to wait. Stock goes higher -- nothing ventured, nothing lost. Stock goes lower...maybe, just maybe I leg in starting around $140. We'll see.

That's where the 50-day simple moving average (SMA) lives by the way. For the dividend lover in you, the name pays more than 2%, by the way.

(This is an excerpt from Stephen "Sarge" Guilfoyle's Morning Recon, which now appears exclusively on Real Money, our premium site for active traders. Click here for a free 14-day trial and receive Morning Recon every day, along with exclusive columns from Jim Cramer, James "RevShark" DePorre, technical analyst Bruce Kamich and more.)

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At the time of publication, Guilfoyle was long C equity.

Action Alerts PLUS, which Cramer co-manages as a charitable trust, is long JPM.

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