- Identifying and anticipating consumer spending trends across brands, categories, interests and life events
- Marketing and advertising strategies for targeting across digital, television, and direct marketing channels
- Customer acquisition, upgrade, and retention campaigns
- Measurement of real spend outcomes
- Customized insights and audience analytics tailored to specific brands via its self-service Amex Advance platform
Using predictive machine learning algorithms, Amex Advance analyzes these data sets to produce insights about the future buying behaviors of the partner's desired audience.From these insights, Amex Advance and its partners can create enhanced audience targets with the highest intent to purchase. An example would be a pet store brand looking to find consumers who are most likely to get a dog during the upcoming holiday season. Instead of targeting a consumer audience who they know already shops at their stores, Amex Advance could help them reach new consumers based Amex Advance's anonymized insights into the buying habits of consumers prior to pet ownership. Amex Advance insights could show that U.S. consumers that spent more on landscape services, summer camps and bicycle shops are the most likely to get a pet in the next three months. The end result is an Amex Advance audience target for the partner's advertising campaign. All Card Member data is anonymized and aggregated prior to being used to develop the insights that drive Amex Advance services. Card Members' transactions and interactions with American Express, as well as information that identifies them personally or as a Card Member, will always remain de-identified. "American Express' closed-loop data allows us to analyze a large volume of real spending that can help marketers across a range of industries connect with customers and provide unique value," said Ash Gupta, president, Global Credit Risk & Information Management, American Express. "Partners will be able to access these insights, and leverage the power of American Express' predictive data science, combined with their own, in a self-service capacity and at scale through the Amex Advance platform." About Amex Advance Amex Advance is a data-driven business that partners with companies across the advertising, travel and service industries to deliver curated personalization services optimized for their customers. Leveraging best-in-class predictive machine learning, deep consumer insights, connectivity capabilities and an integrated platform, Amex Advance transforms its deterministic data insights into customized solutions to solve partners' key business challenges. For more information, visit americanexpress.com/amexadvance. 1 American Express serves as a Card issuer and a merchant acquirer, and maintains direct relationships with Card Members and merchants. This enables the company to operate a closed-loop network and provide marketing programs to merchants and special offers and services to Card Members. This model differentiates the company from the competition and allows access to payment transactions from both the Card Member and the merchant perspective.