NEW YORK, Nov. 9, 2016 /PRNewswire/ -- QBE North America, an operating division of global insurer QBE Insurance Group Limited, announced the launch of CyberOne™ and Data Compromise, as it expands its suite of products and services designed to help protect small to medium-sized commercial organizations from the growing threat of information security exposures. Computer viruses and other cyber attacks can result in lost income and increased expenses to restore systems and recover data. With businesses at significant risk of losing critical information that is essential for daily operations, damaging their reputation and potentially exposing them to costly litigation, more companies are purchasing cyber insurance. CyberOne™ provides broad coverage to help protect the risks typical small organizations may face. It helps policyholders recover from damage to systems caused by a computer attack and also provides defense and liability coverage for certain lawsuits that allege third-party damage resulting from a failure by the insured to adequately secure its own computer system. Data Compromise helps a business respond to the loss or theft of the information they keep on customers, employees and others, including related expenses and legal defense and liability costs. This product is designed to help small and medium-sized businesses investigate a data breach, notify impacted individuals, and provide credit monitoring, case management and other services that help prevent identity theft and fraud. The risk of a data breach is increasing and forty-seven states now require a company to notify individuals when their information is exposed, with potential significant costs to respond. The damage to a company's sales and reputation is dependent upon how they respond when an attack occurs. QBE's Data Compromise insurance provides a professional response to a data breach, with personal services that consumers have come to expect, and can help defend a business or institution against lawsuits that result from the loss of information under its control. Since the coverage is included as part of a commercial property-casualty insurance policy, it's simpler and more affordable.