Lloyds Banking offers a strong financial scorecard, a hefty dividend and resolved legacy challenges. RBS, on the other hand, is caught in a rut, and there doesn't appear to be an easy way for this iconic lender to make a comeback.
The two banks are often compared with one another, as both institutions were saved by taxpayer money during the 2008 credit crisis.
In addition, Lloyds Banking comforted shareholders by restarting dividend payments last year after a six-year drought.
The company has said that it is on course to pay a greater dividend this year.
Some think that Lloyds Banking could achieve a dividend yield of 4.8% this year.
The story is different for RBS, however, with the first post-financial crisis dividend payout still some time away.