Atlantic Coast Financial Corporation To Attend The Raymond James U.S. Bank Conference

Atlantic Coast Financial Corporation (the Company) (NASDAQ: ACFC), the holding company for Atlantic Coast Bank, today announced that its management will participate in the upcoming Raymond James U.S. Bank Conference, which will be held in Chicago on Wednesday, September 7, 2016. John K. Stephens, Jr., President and Chief Executive Officer, and Tracy L. Keegan, Executive Vice President and Chief Financial Officer, will represent the Company and will participate in meetings with institutional investors during the conference.

Management's presentation for these meetings will be posted to the Company's website prior to September 7, 2016.

About the Company

Atlantic Coast Financial Corporation is the holding company for Atlantic Coast Bank, a federally chartered and insured stock savings bank. It is a community-oriented financial institution serving the Northeast Florida, Central Florida and Southeast Georgia markets. Investors may obtain additional information about Atlantic Coast Financial Corporation on the Internet at www.AtlanticCoastBank.net, under Investor Relations.

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