Two out of the three major indices are trading lower today with the Dow Jones Industrial Average ( ^DJI) trading down 52 points (-0.3%) at 18,381 as of Monday, Aug. 1, 2016, 12:55 PM ET. The NYSE advances/declines ratio sits at 1,146 issues advancing vs. 1,771 declining with 163 unchanged.

The Financial sector currently sits down 0.3% versus the S&P 500, which is down 0.2%. On the negative front, top decliners within the sector include Nomura Holdings ( NMR), down 4.8%, Oaktree Capital Group ( OAK), down 3.0%, Aegon ( AEG), down 3.2%, Deutsche Bank ( DB), down 2.7% and ING Groep ( ING), down 2.6%. Top gainers within the sector include Credit Acceptance ( CACC), up 6.4%, Digital Realty ( DLR), up 1.5%, Realty Income ( O), up 1.0%, Equinix ( EQIX), up 0.9% and American Tower ( AMT), up 0.8%.

TheStreet would like to highlight 3 stocks pushing the sector lower today:

3. SunTrust Banks ( STI) is one of the companies pushing the Financial sector lower today. As of noon trading, SunTrust Banks is down $0.36 (-0.8%) to $41.94 on light volume. Thus far, 895,392 shares of SunTrust Banks exchanged hands as compared to its average daily volume of 3.9 million shares. The stock has ranged in price between $41.88-$42.59 after having opened the day at $42.42 as compared to the previous trading day's close of $42.29.

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SunTrust Banks, Inc. operates as the holding company for SunTrust Bank that provides various financial services for consumers, businesses, corporations, and institutions in the United States. SunTrust Banks has a market cap of $21.3 billion and is part of the banking industry. Shares are down 1.3% year-to-date as of the close of trading on Friday. Currently there are 12 analysts that rate SunTrust Banks a buy, 1 analyst rates it a sell, and 7 rate it a hold.

TheStreet Ratings rates SunTrust Banks as a buy. The company's strengths can be seen in multiple areas, such as its revenue growth, increase in net income, expanding profit margins, growth in earnings per share and attractive valuation levels. We feel its strengths outweigh the fact that the company has had somewhat disappointing return on equity. Get the full SunTrust Banks Ratings Report now.

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2. As of noon trading, US Bancorp ( USB) is down $0.42 (-1.0%) to $41.75 on light volume. Thus far, 2.2 million shares of US Bancorp exchanged hands as compared to its average daily volume of 7.1 million shares. The stock has ranged in price between $41.71-$42.22 after having opened the day at $42.15 as compared to the previous trading day's close of $42.17.

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U.S. Bancorp, a financial services holding company, provides a range of financial services in the United States. US Bancorp has a market cap of $72.6 billion and is part of the banking industry. Shares are down 1.2% year-to-date as of the close of trading on Friday. Currently there are 8 analysts that rate US Bancorp a buy, 1 analyst rates it a sell, and 14 rate it a hold.

TheStreet Ratings rates US Bancorp as a buy. The company's strengths can be seen in multiple areas, such as its revenue growth, growth in earnings per share, increase in net income, expanding profit margins and notable return on equity. We feel its strengths outweigh the fact that the company has had lackluster performance in the stock itself. Get the full US Bancorp Ratings Report now.

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1. As of noon trading, Bank of America Corporation ( BAC) is down $0.10 (-0.7%) to $14.38 on light volume. Thus far, 29.4 million shares of Bank of America Corporation exchanged hands as compared to its average daily volume of 91.6 million shares. The stock has ranged in price between $14.35-$14.60 after having opened the day at $14.52 as compared to the previous trading day's close of $14.49.

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Bank of America Corporation, through its subsidiaries, provides banking and financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide. Bank of America Corporation has a market cap of $150.8 billion and is part of the banking industry. Shares are down 13.9% year-to-date as of the close of trading on Friday. Currently there are 14 analysts that rate Bank of America Corporation a buy, no analysts rate it a sell, and 6 rate it a hold.

TheStreet Ratings rates Bank of America Corporation as a buy. The company's strengths can be seen in multiple areas, such as its expanding profit margins and notable return on equity. We feel its strengths outweigh the fact that the company has had sub par growth in net income. Get the full Bank of America Corporation Ratings Report now.

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If you are interested in one of these 3 stocks, ETFs may be of interest. Investors who are bullish on the financial sector could consider Financial Select Sector SPDR ( XLF) while those bearish on the financial sector could consider Proshares Short Financials ( SEF).