Two out of the three major indices are trading lower today with the Dow Jones Industrial Average ( ^DJI) trading up 1 points (0.0%) at 18,534 as of Tuesday, July 19, 2016, 12:55 PM ET. The NYSE advances/declines ratio sits at 1,061 issues advancing vs. 1,832 declining with 165 unchanged.

The Financial sector currently sits down 0.1% versus the S&P 500, which is down 0.3%. On the negative front, top decliners within the sector include Deutsche Bank ( DB), down 3.7%, ORIX ( IX), down 2.1%, Mitsubishi UFJ Financial Group ( MTU), down 1.9%, CBRE Group ( CBG), down 1.7% and Banco Santander (Brasil ( BSBR), down 1.7%. Top gainers within the sector include HCP ( HCP), up 1.5%, Equity Residential ( EQR), up 0.6%, Visa ( V), up 0.6%, MasterCard ( MA), up 0.5% and PNC Financial Services Group ( PNC), up 0.5%.

TheStreet would like to highlight 3 stocks pushing the sector lower today:

3. Prudential Financial ( PRU) is one of the companies pushing the Financial sector lower today. As of noon trading, Prudential Financial is down $0.45 (-0.6%) to $74.95 on light volume. Thus far, 714,006 shares of Prudential Financial exchanged hands as compared to its average daily volume of 2.4 million shares. The stock has ranged in price between $74.54-$75.31 after having opened the day at $75.22 as compared to the previous trading day's close of $75.40.

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Prudential Financial, Inc., through its subsidiaries, provides insurance, investment management, and other financial products and services in the United States and internationally. Prudential Financial has a market cap of $33.2 billion and is part of the insurance industry. Shares are down 7.4% year-to-date as of the close of trading on Monday. Currently there are 6 analysts that rate Prudential Financial a buy, 1 analyst rates it a sell, and 2 rate it a hold.

TheStreet Ratings rates Prudential Financial as a buy. The company's strengths can be seen in multiple areas, such as its attractive valuation levels, good cash flow from operations, notable return on equity and largely solid financial position with reasonable debt levels by most measures. We feel its strengths outweigh the fact that the company shows low profit margins. Get the full Prudential Financial Ratings Report now.

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2. As of noon trading, Chubb ( CB) is down $1.00 (-0.8%) to $128.29 on light volume. Thus far, 409,294 shares of Chubb exchanged hands as compared to its average daily volume of 1.5 million shares. The stock has ranged in price between $128.12-$129.15 after having opened the day at $129.02 as compared to the previous trading day's close of $129.29.

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Chubb Limited provides property and casualty insurance and reinsurance products worldwide. Chubb has a market cap of $60.2 billion and is part of the insurance industry. Shares are up 10.7% year-to-date as of the close of trading on Monday. Currently there are 13 analysts that rate Chubb a buy, 1 analyst rates it a sell, and 2 rate it a hold.

TheStreet Ratings rates Chubb as a buy. The company's strengths can be seen in multiple areas, such as its revenue growth, solid stock price performance, largely solid financial position with reasonable debt levels by most measures and reasonable valuation levels. We feel its strengths outweigh the fact that the company has had somewhat disappointing return on equity. Get the full Chubb Ratings Report now.

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1. As of noon trading, Bank of New York Mellon ( BK) is down $0.34 (-0.8%) to $39.59 on light volume. Thus far, 1.7 million shares of Bank of New York Mellon exchanged hands as compared to its average daily volume of 5.6 million shares. The stock has ranged in price between $39.56-$39.78 after having opened the day at $39.72 as compared to the previous trading day's close of $39.93.

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The Bank of New York Mellon Corporation, an investment company, provides financial products and services to institutions, corporations, and high net worth individuals in the United States and internationally. It operates through two segments, Investment Management and Investment Services. Bank of New York Mellon has a market cap of $42.9 billion and is part of the financial services industry. Shares are down 3.1% year-to-date as of the close of trading on Monday. Currently there are 8 analysts that rate Bank of New York Mellon a buy, 1 analyst rates it a sell, and 5 rate it a hold.

TheStreet Ratings rates Bank of New York Mellon as a buy. The company's strengths can be seen in multiple areas, such as its growth in earnings per share, increase in net income, attractive valuation levels, good cash flow from operations and notable return on equity. We feel its strengths outweigh the fact that the company has had lackluster performance in the stock itself. Get the full Bank of New York Mellon Ratings Report now.

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If you are interested in one of these 3 stocks, ETFs may be of interest. Investors who are bullish on the financial sector could consider Financial Select Sector SPDR ( XLF) while those bearish on the financial sector could consider Proshares Short Financials ( SEF).