One out of the three major indices are trading up today with the Dow Jones Industrial Average ( ^DJI) trading down 56 points (-0.3%) at 17,863 as of Thursday, July 7, 2016, 12:55 PM ET. The NYSE advances/declines ratio sits at 1,647 issues advancing vs. 1,277 declining with 139 unchanged.

The Insurance industry currently sits down 0.1% versus the S&P 500, which is unchanged.

TheStreet would like to highlight 3 stocks pushing the industry lower today:

3. Aflac ( AFL) is one of the companies pushing the Insurance industry lower today. As of noon trading, Aflac is down $0.93 (-1.3%) to $71.28 on average volume. Thus far, 906,744 shares of Aflac exchanged hands as compared to its average daily volume of 2.2 million shares. The stock has ranged in price between $71.17-$72.16 after having opened the day at $72.13 as compared to the previous trading day's close of $72.21.

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Aflac Incorporated, through its subsidiary, American Family Life Assurance Company of Columbus, provides supplemental health and life insurance products. It operates through two segments, Aflac Japan and Aflac U.S. Aflac has a market cap of $30.0 billion and is part of the financial sector. Shares are up 20.6% year-to-date as of the close of trading on Wednesday. Currently there are 2 analysts that rate Aflac a buy, 1 analyst rates it a sell, and 10 rate it a hold.

TheStreet Ratings rates Aflac as a buy. The company's strengths can be seen in multiple areas, such as its revenue growth, largely solid financial position with reasonable debt levels by most measures, solid stock price performance, increase in net income and growth in earnings per share. We feel its strengths outweigh the fact that the company shows weak operating cash flow. Get the full Aflac Ratings Report now.

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2. As of noon trading, Travelers Companies ( TRV) is down $1.09 (-0.9%) to $117.67 on light volume. Thus far, 529,679 shares of Travelers Companies exchanged hands as compared to its average daily volume of 1.5 million shares. The stock has ranged in price between $117.60-$118.79 after having opened the day at $118.70 as compared to the previous trading day's close of $118.76.

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The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United states and internationally. Travelers Companies has a market cap of $34.8 billion and is part of the financial sector. Shares are up 5.2% year-to-date as of the close of trading on Wednesday. Currently there are 5 analysts that rate Travelers Companies a buy, 1 analyst rates it a sell, and 9 rate it a hold.

TheStreet Ratings rates Travelers Companies as a buy. The company's strengths can be seen in multiple areas, such as its revenue growth, largely solid financial position with reasonable debt levels by most measures, good cash flow from operations, solid stock price performance and notable return on equity. We feel its strengths outweigh the fact that the company shows low profit margins. Get the full Travelers Companies Ratings Report now.

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1. As of noon trading, Chubb ( CB) is down $0.80 (-0.6%) to $128.54 on average volume. Thus far, 630,687 shares of Chubb exchanged hands as compared to its average daily volume of 1.6 million shares. The stock has ranged in price between $128.03-$129.74 after having opened the day at $129.22 as compared to the previous trading day's close of $129.34.

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Chubb Limited provides property and casualty insurance and reinsurance products worldwide. Chubb has a market cap of $60.5 billion and is part of the financial sector. Shares are up 10.7% year-to-date as of the close of trading on Wednesday. Currently there are 13 analysts that rate Chubb a buy, 1 analyst rates it a sell, and 2 rate it a hold.

TheStreet Ratings rates Chubb as a buy. The company's strengths can be seen in multiple areas, such as its revenue growth, solid stock price performance, largely solid financial position with reasonable debt levels by most measures and reasonable valuation levels. We feel its strengths outweigh the fact that the company has had somewhat disappointing return on equity. Get the full Chubb Ratings Report now.

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If you are interested in one of these 3 stocks, ETFs may be of interest. Investors who are bullish on the insurance industry could consider KBW Insurance ETF ( KIE) while those bearish on the insurance industry could consider Proshares Short Financials ( SEF).