One out of the three major indices are trading lower today with the Dow Jones Industrial Average ( ^DJI) trading down 56 points (-0.3%) at 17,863 as of Thursday, July 7, 2016, 12:55 PM ET. The NYSE advances/declines ratio sits at 1,647 issues advancing vs. 1,277 declining with 139 unchanged.

The Banking industry currently sits up 0.2% versus the S&P 500, which is unchanged. A company within the industry that fell today was Deutsche Bank ( DB), up 2.5%. Top gainers within the industry include HDFC Bank ( HDB), up 1.3%, SunTrust Banks ( STI), up 1.2%, Bank of America Corporation ( BAC), up 0.9% and JPMorgan Chase ( JPM), up 0.6%.

TheStreet would like to highlight 3 stocks pushing the industry lower today:

3. UBS Group ( UBS) is one of the companies pushing the Banking industry lower today. As of noon trading, UBS Group is down $0.15 (-1.2%) to $12.25 on average volume. Thus far, 1.9 million shares of UBS Group exchanged hands as compared to its average daily volume of 3.0 million shares. The stock has ranged in price between $12.20-$12.45 after having opened the day at $12.30 as compared to the previous trading day's close of $12.40.

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UBS Group AG, together with its subsidiaries, provides financial advice and solutions to private, institutional, and corporate clients worldwide. The company's Wealth Management division provides financial services to wealthy private clients. UBS Group has a market cap of $49.0 billion and is part of the financial sector. Shares are down 36.0% year-to-date as of the close of trading on Wednesday. Currently there are no analysts that rate UBS Group a buy, 1 analyst rates it a sell, and 2 rate it a hold.

TheStreet Ratings rates UBS Group as a sell. The company's weaknesses can be seen in multiple areas, such as its unimpressive growth in net income, weak operating cash flow, generally disappointing historical performance in the stock itself and feeble growth in its earnings per share. Get the full UBS Group Ratings Report now.

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2. As of noon trading, Bank of Montreal ( BMO) is down $0.33 (-0.5%) to $63.40 on light volume. Thus far, 212,287 shares of Bank of Montreal exchanged hands as compared to its average daily volume of 592,800 shares. The stock has ranged in price between $63.28-$64.22 after having opened the day at $63.83 as compared to the previous trading day's close of $63.73.

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Bank of Montreal provides diversified financial services primarily in North America. Bank of Montreal has a market cap of $41.0 billion and is part of the financial sector. Shares are up 13.0% year-to-date as of the close of trading on Wednesday. Currently there are no analysts that rate Bank of Montreal a buy, no analysts rate it a sell, and 3 rate it a hold.

TheStreet Ratings rates Bank of Montreal as a hold. The company's strengths can be seen in multiple areas, such as its revenue growth, solid stock price performance and expanding profit margins. However, as a counter to these strengths, we also find weaknesses including weak operating cash flow and disappointing return on equity. Get the full Bank of Montreal Ratings Report now.

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1. As of noon trading, Bank of Nova Scotia ( BNS) is down $0.36 (-0.7%) to $48.34 on light volume. Thus far, 320,685 shares of Bank of Nova Scotia exchanged hands as compared to its average daily volume of 946,100 shares. The stock has ranged in price between $48.25-$49.14 after having opened the day at $49.02 as compared to the previous trading day's close of $48.70.

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The Bank of Nova Scotia provides various personal, commercial, corporate, and investment banking services in Canada and internationally. Bank of Nova Scotia has a market cap of $59.4 billion and is part of the financial sector. Shares are up 20.4% year-to-date as of the close of trading on Wednesday. Currently there are 4 analysts that rate Bank of Nova Scotia a buy, no analysts rate it a sell, and 1 rates it a hold.

TheStreet Ratings rates Bank of Nova Scotia as a sell. The company's weaknesses can be seen in multiple areas, such as its deteriorating net income and generally disappointing historical performance in the stock itself. Get the full Bank of Nova Scotia Ratings Report now.

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If you are interested in one of these 3 stocks, ETFs may be of interest. Investors who are bullish on the banking industry could consider KBW Bank ETF ( KBE) while those bearish on the banking industry could consider ProShares Short KBW Regional Bankng ( KRS).