All three major indices are trading up today with the Dow Jones Industrial Average ( ^DJI) trading up 27 points (0.2%) at 17,702 as of Wednesday, June 15, 2016, 12:55 PM ET. The NYSE advances/declines ratio sits at 2,176 issues advancing vs. 767 declining with 155 unchanged.

The Banking industry currently sits up 0.8% versus the S&P 500, which is up 0.3%. A company within the industry that fell today was Toronto-Dominion Bank ( TD), up 1.0%. Top gainers within the industry include Credicorp ( BAP), up 3.9%, Fifth Third Bancorp ( FITB), up 2.9%, HDFC Bank ( HDB), up 2.7%, SunTrust Banks ( STI), up 2.1% and Credit Suisse Group ( CS), up 1.9%.

TheStreet would like to highlight 3 stocks pushing the industry lower today:

3. Lloyds Banking Group ( LYG) is one of the companies pushing the Banking industry lower today. As of noon trading, Lloyds Banking Group is down $0.04 (-1.1%) to $3.63 on heavy volume. Thus far, 3.5 million shares of Lloyds Banking Group exchanged hands as compared to its average daily volume of 3.3 million shares. The stock has ranged in price between $3.62-$3.67 after having opened the day at $3.64 as compared to the previous trading day's close of $3.67.

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Lloyds Banking Group plc provides banking and financial services to individual and business customers in the United Kingdom and internationally. The company operates through four segments: Retail, Commercial Banking, Consumer Finance, and Insurance. Lloyds Banking Group has a market cap of $66.1 billion and is part of the financial sector. Shares are down 15.8% year-to-date as of the close of trading on Tuesday. Currently there are 3 analysts that rate Lloyds Banking Group a buy, no analysts rate it a sell, and none rate it a hold.

TheStreet Ratings rates Lloyds Banking Group as a sell. The company's weaknesses can be seen in multiple areas, such as its deteriorating net income, disappointing return on equity and feeble growth in its earnings per share. Get the full Lloyds Banking Group Ratings Report now.

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2. As of noon trading, Bank of Nova Scotia ( BNS) is down $0.33 (-0.7%) to $49.92 on average volume. Thus far, 461,862 shares of Bank of Nova Scotia exchanged hands as compared to its average daily volume of 898,400 shares. The stock has ranged in price between $49.88-$50.35 after having opened the day at $50.17 as compared to the previous trading day's close of $50.25.

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The Bank of Nova Scotia provides various personal, commercial, corporate, and investment banking services in Canada and internationally. Bank of Nova Scotia has a market cap of $61.1 billion and is part of the financial sector. Shares are up 24.3% year-to-date as of the close of trading on Tuesday. Currently there are 4 analysts that rate Bank of Nova Scotia a buy, no analysts rate it a sell, and 1 rates it a hold.

TheStreet Ratings rates Bank of Nova Scotia as a sell. Among the areas we feel are negative, one of the most important has been generally deteriorating net income. Get the full Bank of Nova Scotia Ratings Report now.

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1. As of noon trading, Royal Bank of Canada ( RY) is down $0.42 (-0.7%) to $59.57 on average volume. Thus far, 519,124 shares of Royal Bank of Canada exchanged hands as compared to its average daily volume of 1.1 million shares. The stock has ranged in price between $59.56-$60.11 after having opened the day at $60.01 as compared to the previous trading day's close of $59.99.

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Royal Bank of Canada, together with its subsidiaries, operates as a diversified financial service company worldwide. The company operates in five segments: Personal & Commercial Banking; Wealth Management; Insurance; Investor & Treasury Services; and Capital Markets. Royal Bank of Canada has a market cap of $91.2 billion and is part of the financial sector. Shares are up 12.0% year-to-date as of the close of trading on Tuesday. Currently there are 2 analysts that rate Royal Bank of Canada a buy, no analysts rate it a sell, and 1 rates it a hold.

TheStreet Ratings rates Royal Bank of Canada as a hold. The company's strengths can be seen in multiple areas, such as its revenue growth, increase in net income and good cash flow from operations. However, as a counter to these strengths, we find that the stock has had a generally disappointing performance in the past year. Get the full Royal Bank of Canada Ratings Report now.

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If you are interested in one of these 3 stocks, ETFs may be of interest. Investors who are bullish on the banking industry could consider KBW Bank ETF ( KBE) while those bearish on the banking industry could consider ProShares Short KBW Regional Bankng ( KRS).