All three major indices are trading up today with the Dow Jones Industrial Average ( ^DJI) trading up 68 points (0.4%) at 17,604 as of Tuesday, March 29, 2016, 12:55 PM ET. The NYSE advances/declines ratio sits at 2,037 issues advancing vs. 895 declining with 166 unchanged.

The Financial Services industry currently sits up 0.1% versus the S&P 500, which is up 0.4%. On the negative front, top decliners within the industry include Leucadia National ( LUK), down 2.4%, Voya Financial ( VOYA), down 2.0%, CIT Group ( CIT), down 1.8%, Capital One Financial ( COF), down 1.2% and Ameriprise Financial ( AMP), down 0.7%. Top gainers within the industry include Oaktree Capital Group ( OAK), up 2.8%, SEI Investments ( SEIC), up 1.9%, ORIX ( IX), up 1.0% and T. Rowe Price Group ( TROW), up 0.9%.

TheStreet would like to highlight 3 stocks pushing the industry lower today:

3. Bank of New York Mellon ( BK) is one of the companies pushing the Financial Services industry lower today. As of noon trading, Bank of New York Mellon is down $0.40 (-1.1%) to $36.94 on light volume. Thus far, 2.1 million shares of Bank of New York Mellon exchanged hands as compared to its average daily volume of 6.9 million shares. The stock has ranged in price between $36.59-$37.04 after having opened the day at $36.88 as compared to the previous trading day's close of $37.34.

EXCLUSIVE OFFER: See inside Jim Cramer's multi-million dollar charitable trust portfolio to see the stocks he thinks could be potential winners. Click here to see his holdings for 14-days FREE.

The Bank of New York Mellon Corporation, an investment company, provides financial products and services to institutions, corporations, and high net worth individuals in the United States and internationally. It operates through two segments, Investment Management and Investment Services. Bank of New York Mellon has a market cap of $40.1 billion and is part of the financial sector. Shares are down 9.4% year-to-date as of the close of trading on Monday. Currently there are 7 analysts that rate Bank of New York Mellon a buy, 1 analyst rates it a sell, and 3 rate it a hold.

TheStreet Ratings rates Bank of New York Mellon as a hold. The company's strengths can be seen in multiple areas, such as its revenue growth, impressive record of earnings per share growth and compelling growth in net income. However, as a counter to these strengths, we also find weaknesses including weak operating cash flow and a generally disappointing performance in the stock itself. Get the full Bank of New York Mellon Ratings Report now.

EXCLUSIVE OFFER: See inside Jim Cramer's multi-million dollar charitable trust portfolio to see the stocks he thinks could be potential winners. Click here to see his holdings for 14-days FREE.

2. As of noon trading, Charles Schwab ( SCHW) is down $0.22 (-0.8%) to $27.87 on light volume. Thus far, 3.8 million shares of Charles Schwab exchanged hands as compared to its average daily volume of 12.2 million shares. The stock has ranged in price between $27.56-$27.94 after having opened the day at $27.80 as compared to the previous trading day's close of $28.09.

EXCLUSIVE OFFER: See inside Jim Cramer's multi-million dollar charitable trust portfolio to see the stocks he thinks could be potential winners. Click here to see his holdings for 14-days FREE.

The Charles Schwab Corporation, through its subsidiaries, provides wealth management, securities brokerage, banking, money management, custody, and financial advisory services. The company operates through two segments, Investor Services and Advisor Services. Charles Schwab has a market cap of $37.1 billion and is part of the financial sector. Shares are down 14.7% year-to-date as of the close of trading on Monday. Currently there are 7 analysts that rate Charles Schwab a buy, no analysts rate it a sell, and 6 rate it a hold.

TheStreet Ratings rates Charles Schwab as a buy. The company's strengths can be seen in multiple areas, such as its revenue growth, expanding profit margins, growth in earnings per share, increase in net income and good cash flow from operations. We feel its strengths outweigh the fact that the company has had lackluster performance in the stock itself. Get the full Charles Schwab Ratings Report now.

EXCLUSIVE OFFER: See inside Jim Cramer's multi-million dollar charitable trust portfolio to see the stocks he thinks could be potential winners. Click here to see his holdings for 14-days FREE.

1. As of noon trading, Morgan Stanley ( MS) is down $0.22 (-0.9%) to $24.50 on average volume. Thus far, 7.4 million shares of Morgan Stanley exchanged hands as compared to its average daily volume of 17.8 million shares. The stock has ranged in price between $24.12-$24.56 after having opened the day at $24.56 as compared to the previous trading day's close of $24.72.

EXCLUSIVE OFFER: See inside Jim Cramer's multi-million dollar charitable trust portfolio to see the stocks he thinks could be potential winners. Click here to see his holdings for 14-days FREE.

Morgan Stanley, a financial holding company, provides various financial products and services to corporations, governments, financial institutions, and individuals worldwide. Morgan Stanley has a market cap of $48.8 billion and is part of the financial sector. Shares are down 22.3% year-to-date as of the close of trading on Monday. Currently there are 7 analysts that rate Morgan Stanley a buy, no analysts rate it a sell, and 6 rate it a hold.

TheStreet Ratings rates Morgan Stanley as a hold. The company's strengths can be seen in multiple areas, such as its compelling growth in net income, attractive valuation levels and good cash flow from operations. However, as a counter to these strengths, we also find weaknesses including a generally disappointing performance in the stock itself and poor profit margins. Get the full Morgan Stanley Ratings Report now.

EXCLUSIVE OFFER: See inside Jim Cramer's multi-million dollar charitable trust portfolio to see the stocks he thinks could be potential winners. Click here to see his holdings for 14-days FREE.

If you are interested in one of these 3 stocks, ETFs may be of interest. Investors who are bullish on the financial services industry could consider Financial Select Sector SPDR ( XLF) while those bearish on the financial services industry could consider Proshares Short Financials ( SEF).