One out of the three major indices are trading up today with the Dow Jones Industrial Average ( ^DJI) trading up 23 points (0.1%) at 17,236 as of Monday, March 14, 2016, 12:55 PM ET. The NYSE advances/declines ratio sits at 1,114 issues advancing vs. 1,808 declining with 171 unchanged.

The Financial Services industry currently sits down 0.2% versus the S&P 500, which is down 0.1%. On the negative front, top decliners within the industry include Noah Holdings ( NOAH), down 5.7%, OneMain Holdings ( OMF), down 3.4%, Affiliated Managers Group ( AMG), down 3.0%, E*Trade Financial ( ETFC), down 2.7% and Legg Mason ( LM), down 2.2%.

TheStreet would like to highlight 3 stocks pushing the industry lower today:

3. Charles Schwab ( SCHW) is one of the companies pushing the Financial Services industry lower today. As of noon trading, Charles Schwab is down $0.40 (-1.4%) to $27.80 on light volume. Thus far, 3.1 million shares of Charles Schwab exchanged hands as compared to its average daily volume of 12.1 million shares. The stock has ranged in price between $27.51-$28.12 after having opened the day at $28.00 as compared to the previous trading day's close of $28.20.

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The Charles Schwab Corporation, through its subsidiaries, provides wealth management, securities brokerage, banking, money management, custody, and financial advisory services. The company operates through two segments, Investor Services and Advisor Services. Charles Schwab has a market cap of $35.2 billion and is part of the financial sector. Shares are down 14.4% year-to-date as of the close of trading on Friday. Currently there are 8 analysts that rate Charles Schwab a buy, no analysts rate it a sell, and 5 rate it a hold.

TheStreet Ratings rates Charles Schwab as a buy. The company's strengths can be seen in multiple areas, such as its revenue growth, expanding profit margins, growth in earnings per share, increase in net income and good cash flow from operations. We feel its strengths outweigh the fact that the company has had lackluster performance in the stock itself. Get the full Charles Schwab Ratings Report now.

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2. As of noon trading, Morgan Stanley ( MS) is down $0.15 (-0.6%) to $25.85 on average volume. Thus far, 6.8 million shares of Morgan Stanley exchanged hands as compared to its average daily volume of 17.1 million shares. The stock has ranged in price between $25.66-$26.00 after having opened the day at $25.85 as compared to the previous trading day's close of $26.00.

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Morgan Stanley, a financial holding company, provides various financial products and services to corporations, governments, financial institutions, and individuals worldwide. Morgan Stanley has a market cap of $48.3 billion and is part of the financial sector. Shares are down 18.3% year-to-date as of the close of trading on Friday. Currently there are 7 analysts that rate Morgan Stanley a buy, no analysts rate it a sell, and 6 rate it a hold.

TheStreet Ratings rates Morgan Stanley as a buy. The company's strengths can be seen in multiple areas, such as its compelling growth in net income, attractive valuation levels, good cash flow from operations, impressive record of earnings per share growth and notable return on equity. We feel its strengths outweigh the fact that the company has had lackluster performance in the stock itself. Get the full Morgan Stanley Ratings Report now.

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1. As of noon trading, Goldman Sachs Group ( GS) is down $0.82 (-0.5%) to $153.12 on light volume. Thus far, 1.1 million shares of Goldman Sachs Group exchanged hands as compared to its average daily volume of 4.9 million shares. The stock has ranged in price between $152.13-$153.98 after having opened the day at $153.67 as compared to the previous trading day's close of $153.94.

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The Goldman Sachs Group, Inc. operates as an investment banking, securities, and investment management company worldwide. It operates through four segments: Investment Banking, Institutional Client Services, Investing & Lending, and Investment Management. Goldman Sachs Group has a market cap of $63.8 billion and is part of the financial sector. Shares are down 14.6% year-to-date as of the close of trading on Friday. Currently there are 6 analysts that rate Goldman Sachs Group a buy, 1 analyst rates it a sell, and 7 rate it a hold.

TheStreet Ratings rates Goldman Sachs Group as a hold. The company's strengths can be seen in multiple areas, such as its reasonable valuation levels, good cash flow from operations and expanding profit margins. However, as a counter to these strengths, we also find weaknesses including deteriorating net income, disappointing return on equity and a generally disappointing performance in the stock itself. Get the full Goldman Sachs Group Ratings Report now.

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If you are interested in one of these 3 stocks, ETFs may be of interest. Investors who are bullish on the financial services industry could consider Financial Select Sector SPDR ( XLF) while those bearish on the financial services industry could consider Proshares Short Financials ( SEF).