All three major indices are trading down today with the Dow Jones Industrial Average ( ^DJI) trading down 51 points (-0.3%) at 16,416 as of Monday, Feb. 1, 2016, 11:55 AM ET. The NYSE advances/declines ratio sits at 1,097 issues advancing vs. 1,872 declining with 189 unchanged.

The Financial Services industry currently sits down 0.3% versus the S&P 500, which is down 0.3%. On the negative front, top decliners within the industry include Franklin Resources ( BEN), down 2.9%, Invesco ( IVZ), down 2.4%, Affiliated Managers Group ( AMG), down 2.1%, State Street ( STT), down 2.0% and Blackstone Group ( BX), down 1.8%. A company within the industry that increased today was Orix ( IX), up 5.3%.

TheStreet would like to highlight 3 stocks pushing the industry lower today:

3. Charles Schwab ( SCHW) is one of the companies pushing the Financial Services industry lower today. As of noon trading, Charles Schwab is down $0.25 (-1.0%) to $25.28 on light volume. Thus far, 3.5 million shares of Charles Schwab exchanged hands as compared to its average daily volume of 10.3 million shares. The stock has ranged in price between $24.97-$25.49 after having opened the day at $25.43 as compared to the previous trading day's close of $25.53.

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The Charles Schwab Corporation, through its subsidiaries, provides wealth management, securities brokerage, banking, money management, and financial advisory services. The company operates through two segments, Investor Services and Advisor Services. Charles Schwab has a market cap of $32.7 billion and is part of the financial sector. Shares are down 22.5% year-to-date as of the close of trading on Friday. Currently there are 8 analysts that rate Charles Schwab a buy, 1 analyst rates it a sell, and 5 rate it a hold.

TheStreet Ratings rates Charles Schwab as a buy. The company's strengths can be seen in multiple areas, such as its revenue growth, expanding profit margins, growth in earnings per share and increase in net income. We feel its strengths outweigh the fact that the company is trading at a premium valuation based on our review of its current price compared to such things as earnings and book value. Get the full Charles Schwab Ratings Report now.

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2. As of noon trading, BlackRock ( BLK) is down $4.93 (-1.6%) to $309.33 on light volume. Thus far, 226,095 shares of BlackRock exchanged hands as compared to its average daily volume of 864,600 shares. The stock has ranged in price between $306.68-$312.21 after having opened the day at $312.21 as compared to the previous trading day's close of $314.26.

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BlackRock, Inc. is a publicly owned investment manager. The firm primarily provides its services to institutional, intermediary, and individual investors. BlackRock has a market cap of $49.1 billion and is part of the financial sector. Shares are down 7.7% year-to-date as of the close of trading on Friday. Currently there are 11 analysts that rate BlackRock a buy, no analysts rate it a sell, and 4 rate it a hold.

TheStreet Ratings rates BlackRock as a buy. The company's strengths can be seen in multiple areas, such as its revenue growth, increase in net income, expanding profit margins and growth in earnings per share. We feel its strengths outweigh the fact that the company has had lackluster performance in the stock itself. Get the full BlackRock Ratings Report now.

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1. As of noon trading, Goldman Sachs Group ( GS) is down $1.36 (-0.8%) to $160.20 on light volume. Thus far, 1.1 million shares of Goldman Sachs Group exchanged hands as compared to its average daily volume of 3.5 million shares. The stock has ranged in price between $159.30-$161.00 after having opened the day at $160.40 as compared to the previous trading day's close of $161.56.

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The Goldman Sachs Group, Inc. operates as an investment banking, securities, and investment management company worldwide. The company operates through four segments: Investment Banking, Institutional Client Services, Investing & Lending, and Investment Management. Goldman Sachs Group has a market cap of $67.0 billion and is part of the financial sector. Shares are down 10.4% year-to-date as of the close of trading on Friday. Currently there are 5 analysts that rate Goldman Sachs Group a buy, 1 analyst rates it a sell, and 7 rate it a hold.

TheStreet Ratings rates Goldman Sachs Group as a hold. The company's strongest point has been its very decent return on equity which we feel should persist. At the same time, however, we also find weaknesses including deteriorating net income, a generally disappointing performance in the stock itself and feeble growth in the company's earnings per share. Get the full Goldman Sachs Group Ratings Report now.

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If you are interested in one of these 3 stocks, ETFs may be of interest. Investors who are bullish on the financial services industry could consider Financial Select Sector SPDR ( XLF) while those bearish on the financial services industry could consider Proshares Short Financials ( SEF).