All three major indices are trading up today with the Dow Jones Industrial Average ( ^DJI) trading up 190 points (1.2%) at 15,957 as of Thursday, Jan. 21, 2016, 11:55 AM ET. The NYSE advances/declines ratio sits at 2,146 issues advancing vs. 840 declining with 119 unchanged.

The Banking industry currently sits up 0.1% versus the S&P 500, which is up 0.9%. On the negative front, top decliners within the industry include Deutsche Bank ( DB), down 3.8%, Mitsubishi UFJ Financial Group ( MTU), down 1.1% and ING Groep ( ING), down 0.6%. Top gainers within the industry include Canadian Imperial Bank of Commerce ( CM), up 3.0%, Royal Bank Of Canada ( RY), up 2.9%, Bank of Nova Scotia ( BNS), up 2.7%, Shinhan Financial Group ( SHG), up 2.6% and Royal Bank of Scotland Group (The ( RBS), up 2.6%.

TheStreet would like to highlight 3 stocks pushing the industry lower today:

3. UBS Group ( UBS) is one of the companies pushing the Banking industry lower today. As of noon trading, UBS Group is down $0.16 (-1.0%) to $16.27 on heavy volume. Thus far, 2.4 million shares of UBS Group exchanged hands as compared to its average daily volume of 1.8 million shares. The stock has ranged in price between $16.08-$16.35 after having opened the day at $16.29 as compared to the previous trading day's close of $16.43.

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UBS Group AG, together with its subsidiaries, provides wealth management, retail and corporate, asset management, and investment banking products and services worldwide. The company's Wealth Management division provides financial services to wealthy private clients. UBS Group has a market cap of $63.3 billion and is part of the financial sector. Shares are down 15.2% year-to-date as of the close of trading on Wednesday. Currently there is 1 analyst that rates UBS Group a buy, 1 analyst rates it a sell, and none rate it a hold.

TheStreet Ratings rates UBS Group as a sell. Among the areas we feel are negative, one of the most important has been poor profit margins. Get the full UBS Group Ratings Report now.

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2. As of noon trading, HDFC Bank ( HDB) is down $0.57 (-1.0%) to $54.00 on heavy volume. Thus far, 703,545 shares of HDFC Bank exchanged hands as compared to its average daily volume of 651,200 shares. The stock has ranged in price between $53.13-$54.77 after having opened the day at $54.71 as compared to the previous trading day's close of $54.57.

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HDFC Bank Limited provides a range of banking and financial services to individuals and businesses in India, Bahrain, Hong Kong, and Dubai. The company operates in Treasury, Retail Banking, Wholesale Banking, and Other Banking Business segments. HDFC Bank has a market cap of $47.5 billion and is part of the financial sector. Shares are down 11.4% year-to-date as of the close of trading on Wednesday. Currently there are 2 analysts that rate HDFC Bank a buy, no analysts rate it a sell, and none rate it a hold.

TheStreet Ratings rates HDFC Bank as a buy. The company's strengths can be seen in multiple areas, such as its robust revenue growth, increase in net income, solid stock price performance, growth in earnings per share and expanding profit margins. We feel its strengths outweigh the fact that the company is trading at a premium valuation based on our review of its current price compared to such things as earnings and book value. Get the full HDFC Bank Ratings Report now.

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1. As of noon trading, BB&T ( BBT) is down $0.37 (-1.1%) to $32.49 on average volume. Thus far, 3.3 million shares of BB&T exchanged hands as compared to its average daily volume of 4.4 million shares. The stock has ranged in price between $31.91-$32.69 after having opened the day at $32.67 as compared to the previous trading day's close of $32.86.

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BB&T Corporation operates as a financial holding company that provides various banking and trust services for retail and commercial clients. BB&T has a market cap of $25.7 billion and is part of the financial sector. Shares are down 13.1% year-to-date as of the close of trading on Wednesday. Currently there are 10 analysts that rate BB&T a buy, no analysts rate it a sell, and 12 rate it a hold.

TheStreet Ratings rates BB&T as a buy. The company's strengths can be seen in multiple areas, such as its revenue growth, good cash flow from operations and expanding profit margins. We feel its strengths outweigh the fact that the company has had sub par growth in net income. Get the full BB&T Ratings Report now.

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If you are interested in one of these 3 stocks, ETFs may be of interest. Investors who are bullish on the banking industry could consider KBW Bank ETF ( KBE) while those bearish on the banking industry could consider ProShares Short KBW Regional Bankng ( KRS).