One out of the three major indices are trading up today with the Dow Jones Industrial Average ( ^DJI) trading down 8 points (0.0%) at 17,223 as of Tuesday, Oct. 20, 2015, 12:55 PM ET. The NYSE advances/declines ratio sits at 1,678 issues advancing vs. 1,268 declining with 204 unchanged.

The Financial Services industry currently is unchanged today versus the S&P 500, which is up 1657.1%. On the negative front, top decliners within the industry include Visa ( V), down 1.3%, Goldman Sachs Group ( GS), down 0.9%, Discover Financial Services ( DFS), down 0.8%, Blackstone Group ( BX), down 1.1% and Orix ( IX), down 0.7%.

TheStreet would like to highlight 3 stocks pushing the industry lower today:

3. Nomura Holdings ( NMR) is one of the companies pushing the Financial Services industry lower today. As of noon trading, Nomura Holdings is down $0.05 (-0.8%) to $6.25 on light volume. Thus far, 171,389 shares of Nomura Holdings exchanged hands as compared to its average daily volume of 518,000 shares. The stock has ranged in price between $6.24-$6.29 after having opened the day at $6.27 as compared to the previous trading day's close of $6.30.

EXCLUSIVE OFFER: See inside Jim Cramer's multi-million dollar charitable trust portfolio to see the stocks he thinks could be potential winners. Click here to see his holdings for 14-days FREE.

Nomura Holdings, Inc. provides various financial services to individuals, corporations, financial institutions, governments, and governmental agencies worldwide. It operates through three segments: Retail, Asset Management, and Wholesale. Nomura Holdings has a market cap of $22.7 billion and is part of the financial sector. Shares are up 11.1% year-to-date as of the close of trading on Monday. Currently there are 2 analysts that rate Nomura Holdings a buy, no analysts rate it a sell, and none rate it a hold.

TheStreet Ratings rates Nomura Holdings as a hold. The company's strengths can be seen in multiple areas, such as its solid stock price performance, compelling growth in net income and attractive valuation levels. However, as a counter to these strengths, we find that revenues have generally been declining. Get the full Nomura Holdings Ratings Report now.

EXCLUSIVE OFFER: See inside Jim Cramer's multi-million dollar charitable trust portfolio to see the stocks he thinks could be potential winners. Click here to see his holdings for 14-days FREE.

2. As of noon trading, First Cash Financial Services ( FCFS) is down $4.61 (-10.9%) to $37.55 on heavy volume. Thus far, 253,642 shares of First Cash Financial Services exchanged hands as compared to its average daily volume of 183,000 shares. The stock has ranged in price between $36.59-$41.60 after having opened the day at $41.60 as compared to the previous trading day's close of $42.16.

EXCLUSIVE OFFER: See inside Jim Cramer's multi-million dollar charitable trust portfolio to see the stocks he thinks could be potential winners. Click here to see his holdings for 14-days FREE.

First Cash Financial Services, Inc. operates retail-based pawn and consumer finance stores in the United States and Mexico. First Cash Financial Services has a market cap of $1.2 billion and is part of the financial sector. Shares are down 24.3% year-to-date as of the close of trading on Monday. Currently there is 1 analyst that rates First Cash Financial Services a buy, no analysts rate it a sell, and 6 rate it a hold.

TheStreet Ratings rates First Cash Financial Services as a hold. The company's strengths can be seen in multiple areas, such as its revenue growth and largely solid financial position with reasonable debt levels by most measures. However, as a counter to these strengths, we also find weaknesses including a generally disappointing performance in the stock itself, poor profit margins and weak operating cash flow. Get the full First Cash Financial Services Ratings Report now.

EXCLUSIVE OFFER: See inside Jim Cramer's multi-million dollar charitable trust portfolio to see the stocks he thinks could be potential winners. Click here to see his holdings for 14-days FREE.

1. As of noon trading, Credit Acceptance ( CACC) is down $6.43 (-3.0%) to $207.00 on average volume. Thus far, 64,984 shares of Credit Acceptance exchanged hands as compared to its average daily volume of 130,900 shares. The stock has ranged in price between $204.50-$213.48 after having opened the day at $212.78 as compared to the previous trading day's close of $213.43.

EXCLUSIVE OFFER: See inside Jim Cramer's multi-million dollar charitable trust portfolio to see the stocks he thinks could be potential winners. Click here to see his holdings for 14-days FREE.

Credit Acceptance Corporation provides automobile dealers financing programs, and related products and services that enable them to sell vehicles to consumers. Credit Acceptance has a market cap of $4.6 billion and is part of the financial sector. Shares are up 56.5% year-to-date as of the close of trading on Monday. Currently there are no analysts that rate Credit Acceptance a buy, 3 analysts rate it a sell, and 3 rate it a hold.

TheStreet Ratings rates Credit Acceptance as a buy. The company's strengths can be seen in multiple areas, such as its revenue growth, impressive record of earnings per share growth, increase in net income, expanding profit margins and solid stock price performance. We feel its strengths outweigh the fact that the company has had generally high debt management risk by most measures that we evaluated. Get the full Credit Acceptance Ratings Report now.

EXCLUSIVE OFFER: See inside Jim Cramer's multi-million dollar charitable trust portfolio to see the stocks he thinks could be potential winners. Click here to see his holdings for 14-days FREE.

If you are interested in one of these 3 stocks, ETFs may be of interest. Investors who are bullish on the financial services industry could consider Financial Select Sector SPDR ( XLF) while those bearish on the financial services industry could consider Proshares Short Financials ( SEF).