Two out of the three major indices are trading lower today with the Dow Jones Industrial Average ( ^DJI) trading down 10 points (-0.1%) at 17,206 as of Monday, Oct. 19, 2015, 12:55 PM ET. The NYSE advances/declines ratio sits at 1,332 issues advancing vs. 1,655 declining with 165 unchanged.

The Banking industry currently is unchanged today versus the S&P 500, which is down 0.1%. On the negative front, top decliners within the industry include Banco Santander Brasil SA/Brazil ( BSBR), down 1.6%, and Royal Bank of Scotland Group (The ( RBS), down 1.0%.

TheStreet would like to highlight 3 stocks pushing the industry lower today:

3. Bank of Montreal ( BMO) is one of the companies pushing the Banking industry lower today. As of noon trading, Bank of Montreal is down $0.34 (-0.6%) to $58.03 on light volume. Thus far, 225,832 shares of Bank of Montreal exchanged hands as compared to its average daily volume of 890,200 shares. The stock has ranged in price between $57.92-$58.48 after having opened the day at $58.14 as compared to the previous trading day's close of $58.37.

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Bank of Montreal offers various banking products and services in Canada, the United States, and internationally. Bank of Montreal has a market cap of $37.3 billion and is part of the financial sector. Shares are down 17.5% year-to-date as of the close of trading on Friday. Currently there are no analysts that rate Bank of Montreal a buy, no analysts rate it a sell, and 4 rate it a hold.

TheStreet Ratings rates Bank of Montreal as a hold. The company's strengths can be seen in multiple areas, such as its revenue growth, growth in earnings per share and increase in net income. However, as a counter to these strengths, we also find weaknesses including a generally disappointing performance in the stock itself and disappointing return on equity. Get the full Bank of Montreal Ratings Report now.

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2. As of noon trading, Royal Bank Of Canada ( RY) is down $0.60 (-1.0%) to $56.76 on light volume. Thus far, 632,989 shares of Royal Bank Of Canada exchanged hands as compared to its average daily volume of 1.7 million shares. The stock has ranged in price between $56.71-$57.43 after having opened the day at $57.11 as compared to the previous trading day's close of $57.36.

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Royal Bank of Canada, together with its subsidiaries, operates as a diversified financial service company worldwide. The company operates through five segments: Personal & Commercial Banking, Wealth Management, Insurance, Investor & Treasury Services, and Capital Markets. Royal Bank Of Canada has a market cap of $82.5 billion and is part of the financial sector. Shares are down 16.9% year-to-date as of the close of trading on Friday. Currently there are 5 analysts that rate Royal Bank Of Canada a buy, no analysts rate it a sell, and none rate it a hold.

TheStreet Ratings rates Royal Bank Of Canada as a hold. The company's strengths can be seen in multiple areas, such as its increase in net income, expanding profit margins and good cash flow from operations. However, as a counter to these strengths, we find that the stock has had a generally disappointing performance in the past year. Get the full Royal Bank Of Canada Ratings Report now.

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1. As of noon trading, M&T Bank ( MTB) is down $1.76 (-1.5%) to $115.24 on heavy volume. Thus far, 881,684 shares of M&T Bank exchanged hands as compared to its average daily volume of 913,600 shares. The stock has ranged in price between $114.83-$118.11 after having opened the day at $117.75 as compared to the previous trading day's close of $117.00.

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M&T Bank Corporation, a bank holding company, provides commercial and retail banking services. The company's Business Banking segment offers deposit, lending, cash management, and other financial services to small businesses and professionals. M&T Bank has a market cap of $15.9 billion and is part of the financial sector. Shares are down 6.9% year-to-date as of the close of trading on Friday. Currently there are 6 analysts that rate M&T Bank a buy, no analysts rate it a sell, and 9 rate it a hold.

TheStreet Ratings rates M&T Bank as a buy. The company's strengths can be seen in multiple areas, such as its revenue growth, good cash flow from operations, increase in net income, expanding profit margins and reasonable valuation levels. We feel its strengths outweigh the fact that the company has had somewhat disappointing return on equity. Get the full M&T Bank Ratings Report now.

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If you are interested in one of these 3 stocks, ETFs may be of interest. Investors who are bullish on the banking industry could consider KBW Bank ETF ( KBE) while those bearish on the banking industry could consider ProShares Short KBW Regional Bankng ( KRS).