NEW YORK (TheStreet) -- If you're looking for stocks to buy in a low interest rate environment as the stock market moves sideways and also love dividends, we're here to help. 

Here are 8 stocks with A+ ratings, which also offer high dividend payments from TheStreet Quant Ratings, TheStreet's proprietary quant-based stock-rating tool.

The Street Quant Ratings rates every one of these stocks an A+, as well as a four-star rating on income, by measuring the historical price movement of the stock. These stocks were chosen from 4,300 different types of equities we rate.

TheStreet Ratings projects a stock's total return potential over a 12-month period including both price appreciation and dividends. Based on 32 major data points, TheStreet Ratings uses a quantitative approach to rating over 4,300 stocks to predict return potential for the next year. The model is both objective, using elements such as volatility of past operating revenues, financial strength, and company cash flows, and subjective, including expected equities market returns, future interest rates, implied industry outlook and forecasted company earnings.

Buying an S&P 500 stock that TheStreet Ratings rated a buy yielded a 16.56% return in 2014, beating the S&P 500 Total Return Index by 304 basis points. Buying a Russell 2000 stock that TheStreet Ratings rated a buy yielded a 9.5% return in 2014, beating the Russell 2000 index, including dividends reinvested, by 460 basis points last year.

Check out which stocks made the list. And when you're done, be sure to read about which safe, A+ rated stocks you should buy now. Year-to-date returns are based on October 7, 2015 closing prices.

 

CINF Chart CINF data by YCharts
8. Cincinnati Financial Corporation (CINF - Get Report)

Rating: Buy, A+
Market Cap: $9.1 billion
Year-to-date return: 6.6%

Cincinnati Financial Corporation engages in the property casualty insurance business in the United States. It operates in five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments.

TheStreet Ratings team rates CINCINNATI FINANCIAL CORP as a Buy with a ratings score of A+. TheStreet Ratings Team has this to say about their recommendation:

We rate CINCINNATI FINANCIAL CORP (CINF) a BUY. This is based on the convergence of positive investment measures, which should help this stock outperform the majority of stocks that we rate. The company's strengths can be seen in multiple areas, such as its revenue growth, largely solid financial position with reasonable debt levels by most measures, solid stock price performance, compelling growth in net income and good cash flow from operations. We feel its strengths outweigh the fact that the company shows low profit margins.

Highlights from the analysis by TheStreet Ratings Team goes as follows:

  • The revenue growth came in higher than the industry average of 12.3%. Since the same quarter one year prior, revenues slightly increased by 8.4%. Growth in the company's revenue appears to have helped boost the earnings per share.
  • CINF's debt-to-equity ratio is very low at 0.13 and is currently below that of the industry average, implying that there has been very successful management of debt levels.
  • Looking at where the stock is today compared to one year ago, we find that it is not only higher, but it has also clearly outperformed the rise in the S&P 500 over the same period. Although other factors naturally played a role, the company's strong earnings growth was key. Looking ahead, unless broad bear market conditions prevail, we still see more upside potential for this stock, despite the fact that it has already risen over the past year.
  • The net income growth from the same quarter one year ago has significantly exceeded that of the S&P 500 and the Insurance industry. The net income increased by 109.5% when compared to the same quarter one year prior, rising from $84.00 million to $176.00 million.
  • Net operating cash flow has increased to $255.00 million or 14.86% when compared to the same quarter last year. In addition, CINCINNATI FINANCIAL CORP has also vastly surpassed the industry average cash flow growth rate of -45.91%.
  • You can view the full analysis from the report here: CINF

AWK Chart AWK data by YCharts
7. American Water Works Company, Inc. (AWK - Get Report)

Rating: Buy, A+
Market Cap: $10 billion
Year-to-date return: 3.85%

American Water Works Company, Inc., through its subsidiaries, provides water and wastewater services in the United States and Canada. The company operates through two segments, Regulated Businesses and Market-Based Operations.

TheStreet Ratings team rates AMERICAN WATER WORKS CO INC as a Buy with a ratings score of A+. TheStreet Ratings Team has this to say about their recommendation:

We rate AMERICAN WATER WORKS CO INC (AWK) a BUY. This is based on the convergence of positive investment measures, which should help this stock outperform the majority of stocks that we rate. The company's strengths can be seen in multiple areas, such as its growth in earnings per share, increase in net income, revenue growth, good cash flow from operations and expanding profit margins. We feel its strengths outweigh the fact that the company has had generally high debt management risk by most measures that we evaluated.

Highlights from the analysis by TheStreet Ratings Team goes as follows:

  • AMERICAN WATER WORKS CO INC has improved earnings per share by 11.5% in the most recent quarter compared to the same quarter a year ago. The company has demonstrated a pattern of positive earnings per share growth over the past two years. We feel that this trend should continue. During the past fiscal year, AMERICAN WATER WORKS CO INC increased its bottom line by earning $2.39 versus $2.07 in the prior year. This year, the market expects an improvement in earnings ($2.61 versus $2.39).
  • The net income growth from the same quarter one year ago has greatly exceeded that of the S&P 500, but is less than that of the Water Utilities industry average. The net income increased by 12.6% when compared to the same quarter one year prior, going from $109.30 million to $123.08 million.
  • Despite its growing revenue, the company underperformed as compared with the industry average of 4.8%. Since the same quarter one year prior, revenues slightly increased by 3.6%. This growth in revenue appears to have trickled down to the company's bottom line, improving the earnings per share.
  • Net operating cash flow has slightly increased to $219.38 million or 6.62% when compared to the same quarter last year. In addition, AMERICAN WATER WORKS CO INC has also modestly surpassed the industry average cash flow growth rate of 0.04%.
  • 49.41% is the gross profit margin for AMERICAN WATER WORKS CO INC which we consider to be strong. It has increased from the same quarter the previous year. Regardless of the strong results of the gross profit margin, the net profit margin of 15.73% trails the industry average.
  • You can view the full analysis from the report here: AWK

DPS Chart DPS data by YCharts
6. Dr Pepper Snapple Group, Inc. (DPS)

Rating: Buy, A+
Market Cap: $8.7 billion
Year-to-date return: 15.95%

Dr Pepper Snapple Group, Inc. operates as a brand owner, manufacturer, and distributor of non-alcoholic beverages in the United States, Canada, Mexico, and the Caribbean. The company operates through three segments: Beverage Concentrates, Packaged Beverages, and Latin America Beverages.

TheStreet Ratings team rates DR PEPPER SNAPPLE GROUP INC as a Buy with a ratings score of A+. TheStreet Ratings Team has this to say about their recommendation:

We rate DR PEPPER SNAPPLE GROUP INC (DPS) a BUY. This is based on the convergence of positive investment measures, which should help this stock outperform the majority of stocks that we rate. The company's strengths can be seen in multiple areas, such as its revenue growth, solid stock price performance, growth in earnings per share, increase in net income and expanding profit margins. We feel its strengths outweigh the fact that the company shows weak operating cash flow.

Highlights from the analysis by TheStreet Ratings Team goes as follows:

  • The revenue growth came in higher than the industry average of 10.9%. Since the same quarter one year prior, revenues slightly increased by 1.5%. This growth in revenue appears to have trickled down to the company's bottom line, improving the earnings per share.
  • The stock has not only risen over the past year, it has done so at a faster pace than the S&P 500, reflecting the earnings growth and other positive factors similar to those we have cited here. Turning our attention to the future direction of the stock, it goes without saying that even the best stocks can fall in an overall down market. However, in any other environment, this stock still has good upside potential despite the fact that it has already risen in the past year.
  • DR PEPPER SNAPPLE GROUP INC has improved earnings per share by 7.5% in the most recent quarter compared to the same quarter a year ago. The company has demonstrated a pattern of positive earnings per share growth over the past two years. We feel that this trend should continue. During the past fiscal year, DR PEPPER SNAPPLE GROUP INC increased its bottom line by earning $3.57 versus $3.06 in the prior year. This year, the market expects an improvement in earnings ($3.95 versus $3.57).
  • The net income growth from the same quarter one year ago has exceeded that of the S&P 500 and the Beverages industry average. The net income increased by 4.8% when compared to the same quarter one year prior, going from $210.00 million to $220.00 million.
  • The gross profit margin for DR PEPPER SNAPPLE GROUP INC is rather high; currently it is at 60.73%. It has increased from the same quarter the previous year. Regardless of the strong results of the gross profit margin, the net profit margin of 13.29% trails the industry average.
  • You can view the full analysis from the report here: DPS

PGR Chart PGR data by YCharts
5. Progressive Corporation (PGR - Get Report)

Rating: Buy, A+
Market Cap: $8.7 billion
Year-to-date return: 17.15%

The Progressive Corporation, an insurance holding company, provides personal and commercial property-casualty insurance, and other specialty property-casualty insurance and related services primarily in the United States.

TheStreet Ratings team rates PROGRESSIVE CORP-OHIO as a Buy with a ratings score of A+. TheStreet Ratings Team has this to say about their recommendation:

We rate PROGRESSIVE CORP-OHIO (PGR) a BUY. This is based on the convergence of positive investment measures, which should help this stock outperform the majority of stocks that we rate. The company's strengths can be seen in multiple areas, such as its revenue growth, solid stock price performance, notable return on equity, good cash flow from operations and compelling growth in net income. We feel its strengths outweigh the fact that the company shows low profit margins.

Highlights from the analysis by TheStreet Ratings Team goes as follows:

  • The revenue growth came in higher than the industry average of 12.3%. Since the same quarter one year prior, revenues rose by 11.5%. Growth in the company's revenue appears to have helped boost the earnings per share.
  • Looking at where the stock is today compared to one year ago, we find that it is not only higher, but it has also clearly outperformed the rise in the S&P 500 over the same period. Although other factors naturally played a role, the company's strong earnings growth was key. Turning our attention to the future direction of the stock, it goes without saying that even the best stocks can fall in an overall down market. However, in any other environment, this stock still has good upside potential despite the fact that it has already risen in the past year.
  • The return on equity has improved slightly when compared to the same quarter one year prior. This can be construed as a modest strength in the organization. Compared to other companies in the Insurance industry and the overall market, PROGRESSIVE CORP-OHIO's return on equity exceeds that of both the industry average and the S&P 500.
  • The net income growth from the same quarter one year ago has significantly exceeded that of the S&P 500 and the Insurance industry. The net income increased by 23.8% when compared to the same quarter one year prior, going from $293.40 million to $363.30 million.
  • Net operating cash flow has significantly increased by 73.12% to $658.90 million when compared to the same quarter last year. In addition, PROGRESSIVE CORP-OHIO has also vastly surpassed the industry average cash flow growth rate of -45.91%.
  • You can view the full analysis from the report here: PGR

RYAAY Chart RYAAY data by YCharts
4. Ryanair Holdings plc (RYAAY - Get Report)

Rating: Buy, A+
Market Cap: $8.7 billion
Year-to-date return: 5.74%

Ryanair Holdings plc, together with its subsidiaries, provides scheduled-passenger airline services in Ireland, the United Kingdom, continental Europe, and Morocco.

TheStreet Ratings team rates RYANAIR HOLDINGS PLC as a Buy with a ratings score of A+. TheStreet Ratings Team has this to say about their recommendation:

We rate RYANAIR HOLDINGS PLC (RYAAY) a BUY. This is based on the convergence of positive investment measures, which should help this stock outperform the majority of stocks that we rate. The company's strengths can be seen in multiple areas, such as its growth in earnings per share, solid stock price performance, notable return on equity, largely solid financial position with reasonable debt levels by most measures and increase in net income. We feel its strengths outweigh the fact that the company shows weak operating cash flow.

Highlights from the analysis by TheStreet Ratings Team goes as follows:

  • RYANAIR HOLDINGS PLC's earnings per share improvement from the most recent quarter was slightly positive. The company has demonstrated a pattern of positive earnings per share growth over the past two years. We feel that this trend should continue. During the past fiscal year, RYANAIR HOLDINGS PLC increased its bottom line by earning $3.35 versus $2.50 in the prior year. This year, the market expects an improvement in earnings ($5.04 versus $3.35).
  • The return on equity has improved slightly when compared to the same quarter one year prior. This can be construed as a modest strength in the organization. Compared to other companies in the Airlines industry and the overall market on the basis of return on equity, RYANAIR HOLDINGS PLC has underperformed in comparison with the industry average, but has exceeded that of the S&P 500.
  • Investors have apparently begun to recognize positive factors similar to those we have mentioned in this report, including earnings growth. This has helped drive up the company's shares by a sharp 43.19% over the past year, a rise that has exceeded that of the S&P 500 Index. We feel that the stock's sharp appreciation over the last year has driven it to a price level which is now somewhat expensive compared to the rest of its industry. The other strengths this company shows, however, justify the higher price levels.
  • RYAAY, with its decline in revenue, slightly underperformed the industry average of 7.3%. Since the same quarter one year prior, revenues slightly dropped by 10.0%. The declining revenue has not hurt the company's bottom line, with increasing earnings per share.
  • Even though the current debt-to-equity ratio is 1.08, it is still below the industry average, suggesting that this level of debt is acceptable within the Airlines industry. Regardless of the somewhat mixed results with the debt-to-equity ratio, the company's quick ratio of 1.45 is sturdy.
  • You can view the full analysis from the report here: RYAAY

PSA Chart PSA data by YCharts
3. Public Storage (PSA - Get Report)

Rating: Buy, A+
Market Cap: $8.7 billion
Year-to-date return: 17.44%

Public Storage is an equity real estate investment trust. It engages in the acquisition, development, ownership, and operation of self-storage facilities in the United States and Europe.

TheStreet Ratings team rates PUBLIC STORAGE as a Buy with a ratings score of A+. TheStreet Ratings Team has this to say about their recommendation:

We rate PUBLIC STORAGE (PSA) a BUY. This is based on the convergence of positive investment measures, which should help this stock outperform the majority of stocks that we rate. The company's strengths can be seen in multiple areas, such as its solid stock price performance, growth in earnings per share, revenue growth, expanding profit margins and good cash flow from operations. Although no company is perfect, currently we do not see any significant weaknesses which are likely to detract from the generally positive outlook.

Highlights from the analysis by TheStreet Ratings Team goes as follows:

  • Investors have apparently begun to recognize positive factors similar to those we have mentioned in this report, including earnings growth. This has helped drive up the company's shares by a sharp 29.07% over the past year, a rise that has exceeded that of the S&P 500 Index. Regarding the stock's future course, although almost any stock can fall in a broad market decline, PSA should continue to move higher despite the fact that it has already enjoyed a very nice gain in the past year.
  • PUBLIC STORAGE has improved earnings per share by 20.6% in the most recent quarter compared to the same quarter a year ago. The company has demonstrated a pattern of positive earnings per share growth over the past two years. We feel that this trend should continue. During the past fiscal year, PUBLIC STORAGE increased its bottom line by earning $5.25 versus $4.89 in the prior year. This year, the market expects an improvement in earnings ($5.94 versus $5.25).
  • Despite its growing revenue, the company underperformed as compared with the industry average of 9.8%. Since the same quarter one year prior, revenues slightly increased by 8.7%. Growth in the company's revenue appears to have helped boost the earnings per share.
  • The gross profit margin for PUBLIC STORAGE is rather high; currently it is at 51.80%. It has increased from the same quarter the previous year. Along with this, the net profit margin of 54.30% significantly outperformed against the industry average.
  • Net operating cash flow has increased to $456.84 million or 15.55% when compared to the same quarter last year. Despite an increase in cash flow, PUBLIC STORAGE's average is still marginally south of the industry average growth rate of 16.32%.
  • You can view the full analysis from the report here: PSA

RAI Chart RAI data by YCharts
2. Reynolds American Inc. (RAI)

Rating: Buy, A+
Market Cap: $8.7 billion
Year-to-date return: -29.27%

Reynolds American Inc., through its subsidiaries, manufactures and sells cigarettes and other tobacco products in the United States. It operates through RJR Tobacco, American Snuff, and Santa Fe segments.

TheStreet Ratings team rates REYNOLDS AMERICAN INC as a Buy with a ratings score of A+. TheStreet Ratings Team has this to say about their recommendation:

We rate REYNOLDS AMERICAN INC (RAI) a BUY. This is based on the convergence of positive investment measures, which should help this stock outperform the majority of stocks that we rate. The company's strengths can be seen in multiple areas, such as its revenue growth, solid stock price performance, compelling growth in net income, expanding profit margins and good cash flow from operations. We feel its strengths outweigh the fact that the company has had somewhat disappointing return on equity.

Highlights from the analysis by TheStreet Ratings Team goes as follows:

  • The revenue growth came in higher than the industry average of 14.3%. Since the same quarter one year prior, revenues rose by 11.1%. Growth in the company's revenue appears to have helped boost the earnings per share.
  • Powered by its strong earnings growth of 267.39% and other important driving factors, this stock has surged by 48.60% over the past year, outperforming the rise in the S&P 500 Index during the same period. Turning to the future, naturally, any stock can fall in a major bear market. However, in almost any other environment, the stock should continue to move higher despite the fact that it has already enjoyed nice gains in the past year.
  • The net income growth from the same quarter one year ago has significantly exceeded that of the S&P 500 and the Tobacco industry. The net income increased by 291.9% when compared to the same quarter one year prior, rising from $492.00 million to $1,928.00 million.
  • The gross profit margin for REYNOLDS AMERICAN INC is rather high; currently it is at 55.93%. Regardless of RAI's high profit margin, it has managed to decrease from the same period last year. Despite the mixed results of the gross profit margin, RAI's net profit margin of 80.23% significantly outperformed against the industry.
  • Net operating cash flow has slightly increased to -$632.00 million or 3.80% when compared to the same quarter last year. Despite an increase in cash flow, REYNOLDS AMERICAN INC's cash flow growth rate is still lower than the industry average growth rate of 41.62%.
  • You can view the full analysis from the report here: RAI

JPM Chart JPM data by YCharts
1. JPMorgan Chase & Co. (JPM - Get Report)

Rating: Buy, A+
Market Cap: $8.7 billion
Year-to-date return: -0.72%

JPMorgan Chase & Co. provides various financial services worldwide. The company operates through four segments: Consumer & Community Banking, Corporate & Investment Bank, Commercial Banking, and Asset Management.

TheStreet Ratings team rates JPMORGAN CHASE & CO as a Buy with a ratings score of A+. TheStreet Ratings Team has this to say about their recommendation:

We rate JPMORGAN CHASE & CO (JPM) a BUY. This is based on the convergence of positive investment measures, which should help this stock outperform the majority of stocks that we rate. The company's strengths can be seen in multiple areas, such as its growth in earnings per share, increase in net income, solid stock price performance, good cash flow from operations and expanding profit margins. Although the company may harbor some minor weaknesses, we feel they are unlikely to have a significant impact on results.

Highlights from the analysis by TheStreet Ratings Team goes as follows:

  • JPMORGAN CHASE & CO has improved earnings per share by 5.5% in the most recent quarter compared to the same quarter a year ago. The company has demonstrated a pattern of positive earnings per share growth over the past year. We feel that this trend should continue. During the past fiscal year, JPMORGAN CHASE & CO increased its bottom line by earning $5.29 versus $4.32 in the prior year. This year, the market expects an improvement in earnings ($5.85 versus $5.29).
  • The net income growth from the same quarter one year ago has exceeded that of the S&P 500, but is less than that of the Commercial Banks industry average. The net income increased by 5.2% when compared to the same quarter one year prior, going from $5,980.00 million to $6,290.00 million.
  • After a year of stock price fluctuations, the net result is that JPM's price has not changed very much. Although its weak earnings growth may have played a role in this flat result, don't lose sight of the fact that the performance of the overall market, as measured by the S&P 500 Index, was essentially similar. Turning our attention to the future direction of the stock, it goes without saying that even the best stocks can fall in an overall down market. However, in any other environment, this stock still has good upside potential despite the fact that it has already risen in the past year.
  • Net operating cash flow has significantly increased by 495.69% to $17,296.00 million when compared to the same quarter last year. Despite an increase in cash flow of 495.69%, JPMORGAN CHASE & CO is still growing at a significantly lower rate than the industry average of 2845.02%.
  • The gross profit margin for JPMORGAN CHASE & CO is currently very high, coming in at 89.22%. Regardless of JPM's high profit margin, it has managed to decrease from the same period last year. Despite the mixed results of the gross profit margin, JPM's net profit margin of 24.53% compares favorably to the industry average.
  • You can view the full analysis from the report here: JPM