All three major indices are trading up today with the Dow Jones Industrial Average ( ^DJI) trading up 18 points (0.1%) at 16,758 as of Thursday, Sept. 17, 2015, 12:55 PM ET. The NYSE advances/declines ratio sits at 1,532 issues advancing vs. 1,398 declining with 181 unchanged.

The Banking industry currently sits up 0.4% versus the S&P 500, which is up 0.1%. A company within the industry that fell today was Banco Santander Brasil SA/Brazil ( BSBR), up 1.3%. A company within the industry that increased today was HDFC Bank ( HDB), up 1.1%.

TheStreet would like to highlight 3 stocks pushing the industry lower today:

3. Lloyds Banking Group ( LYG) is one of the companies pushing the Banking industry lower today. As of noon trading, Lloyds Banking Group is down $0.11 (-2.3%) to $4.65 on average volume. Thus far, 1.2 million shares of Lloyds Banking Group exchanged hands as compared to its average daily volume of 2.2 million shares. The stock has ranged in price between $4.64-$4.69 after having opened the day at $4.66 as compared to the previous trading day's close of $4.76.

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Lloyds Banking Group plc provides a range of banking and financial services to individuals and businesses in the United Kingdom and internationally. The company operates through five segments: Retail, Commercial Banking, Consumer Finance, Insurance, and TSB. Lloyds Banking Group has a market cap of $84.3 billion and is part of the financial sector. Shares are up 2.6% year-to-date as of the close of trading on Wednesday. Currently there are 3 analysts that rate Lloyds Banking Group a buy, no analysts rate it a sell, and none rate it a hold.

TheStreet Ratings rates Lloyds Banking Group as a hold. The company's strengths can be seen in multiple areas, such as its compelling growth in net income, expanding profit margins and attractive valuation levels. However, as a counter to these strengths, we find that the stock has had a decline in price during the past year. Get the full Lloyds Banking Group Ratings Report now.

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2. As of noon trading, Bank of Nova Scotia ( BNS) is down $0.25 (-0.6%) to $44.87 on light volume. Thus far, 238,404 shares of Bank of Nova Scotia exchanged hands as compared to its average daily volume of 943,200 shares. The stock has ranged in price between $44.74-$45.14 after having opened the day at $45.07 as compared to the previous trading day's close of $45.12.

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The Bank of Nova Scotia provides various personal, commercial, corporate, and investment banking services in Canada and internationally. Bank of Nova Scotia has a market cap of $53.1 billion and is part of the financial sector. The company has a P/E ratio of 9.3, below the S&P 500 P/E ratio of 24.9. Shares are down 20.9% year-to-date as of the close of trading on Wednesday. Currently there are 2 analysts that rate Bank of Nova Scotia a buy, 1 analyst rates it a sell, and 2 rate it a hold.

TheStreet Ratings rates Bank of Nova Scotia as a sell. The company's weaknesses can be seen in multiple areas, such as its deteriorating net income, disappointing return on equity and generally disappointing historical performance in the stock itself. Get the full Bank of Nova Scotia Ratings Report now.

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1. As of noon trading, Toronto-Dominion Bank ( TD) is down $0.40 (-1.0%) to $39.95 on average volume. Thus far, 773,583 shares of Toronto-Dominion Bank exchanged hands as compared to its average daily volume of 1.7 million shares. The stock has ranged in price between $39.94-$40.26 after having opened the day at $40.17 as compared to the previous trading day's close of $40.35.

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The Toronto-Dominion Bank, together with its subsidiaries, provides financial and banking services in North America and internationally. The company operates through Canadian Retail, U.S. Retail, and Wholesale Banking segments. Toronto-Dominion Bank has a market cap of $72.8 billion and is part of the financial sector. The company has a P/E ratio of 12.0, below the S&P 500 P/E ratio of 24.9. Shares are down 15.6% year-to-date as of the close of trading on Wednesday. Currently there are 3 analysts that rate Toronto-Dominion Bank a buy, no analysts rate it a sell, and 3 rate it a hold.

TheStreet Ratings rates Toronto-Dominion Bank as a hold. The company's strengths can be seen in multiple areas, such as its revenue growth, expanding profit margins and growth in earnings per share. However, as a counter to these strengths, we also find weaknesses including weak operating cash flow, a generally disappointing performance in the stock itself and disappointing return on equity. Get the full Toronto-Dominion Bank Ratings Report now.

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If you are interested in one of these 3 stocks, ETFs may be of interest. Investors who are bullish on the banking industry could consider KBW Bank ETF ( KBE) while those bearish on the banking industry could consider ProShares Short KBW Regional Bankng ( KRS).