Two out of the three major indices are trading lower today with the Dow Jones Industrial Average ( ^DJI) trading down 33 points (-0.2%) at 16,622 as of Friday, Aug. 28, 2015, 12:55 PM ET. The NYSE advances/declines ratio sits at 1,877 issues advancing vs. 1,144 declining with 123 unchanged.

The Banking industry currently sits up 0.4% versus the S&P 500, which is down 0.1%. On the negative front, top decliners within the industry include Banco Santander Brasil SA/Brazil ( BSBR), down 3.3%, Royal Bank Of Canada ( RY), down 1.0%, Lloyds Banking Group ( LYG), down 0.9% and Bank of Nova Scotia ( BNS), down 0.8%.

TheStreet would like to highlight 3 stocks pushing the industry lower today:

3. ING Groep N.V ( ING) is one of the companies pushing the Banking industry lower today. As of noon trading, ING Groep N.V is down $0.27 (-1.7%) to $15.27 on average volume. Thus far, 2.2 million shares of ING Groep N.V exchanged hands as compared to its average daily volume of 3.5 million shares. The stock has ranged in price between $15.16-$15.32 after having opened the day at $15.26 as compared to the previous trading day's close of $15.54.

EXCLUSIVE OFFER: See inside Jim Cramer's multi-million dollar charitable trust portfolio to see the stocks he thinks could be potential winners. Click here to see his holdings for 14-days FREE.

ING Groep N.V., a financial institution, provides banking products and services to individuals, small and medium enterprises, and mid-corporates. It operates through Retail Netherlands; Retail Belgium; Retail Germany; Retail Rest of World; and Commercial Banking segments. ING Groep N.V has a market cap of $59.0 billion and is part of the financial sector. The company has a P/E ratio of 10.5, below the S&P 500 P/E ratio of 24.8. Shares are up 19.8% year-to-date as of the close of trading on Thursday. Currently there are 2 analysts that rate ING Groep N.V a buy, no analysts rate it a sell, and none rate it a hold.

TheStreet Ratings rates ING Groep N.V as a sell. The area that we feel has been the company's primary weakness has been its declining revenues. Get the full ING Groep N.V Ratings Report now.

EXCLUSIVE OFFER: See inside Jim Cramer's multi-million dollar charitable trust portfolio to see the stocks he thinks could be potential winners. Click here to see his holdings for 14-days FREE.

2. As of noon trading, Toronto-Dominion Bank ( TD) is down $0.24 (-0.6%) to $39.58 on heavy volume. Thus far, 1.4 million shares of Toronto-Dominion Bank exchanged hands as compared to its average daily volume of 1.6 million shares. The stock has ranged in price between $39.24-$39.82 after having opened the day at $39.43 as compared to the previous trading day's close of $39.81.

EXCLUSIVE OFFER: See inside Jim Cramer's multi-million dollar charitable trust portfolio to see the stocks he thinks could be potential winners. Click here to see his holdings for 14-days FREE.

The Toronto-Dominion Bank, together with its subsidiaries, provides financial and banking services in North America and internationally. The company operates through Canadian Retail, U.S. Retail, and Wholesale Banking segments. Toronto-Dominion Bank has a market cap of $71.9 billion and is part of the financial sector. The company has a P/E ratio of 11.9, below the S&P 500 P/E ratio of 24.8. Shares are down 16.7% year-to-date as of the close of trading on Thursday. Currently there are 2 analysts that rate Toronto-Dominion Bank a buy, no analysts rate it a sell, and 3 rate it a hold.

TheStreet Ratings rates Toronto-Dominion Bank as a hold. The company's strengths can be seen in multiple areas, such as its revenue growth, expanding profit margins and good cash flow from operations. However, as a counter to these strengths, we also find weaknesses including unimpressive growth in net income, disappointing return on equity and a generally disappointing performance in the stock itself. Get the full Toronto-Dominion Bank Ratings Report now.

EXCLUSIVE OFFER: See inside Jim Cramer's multi-million dollar charitable trust portfolio to see the stocks he thinks could be potential winners. Click here to see his holdings for 14-days FREE.

1. As of noon trading, Deutsche Bank ( DB) is down $0.49 (-1.6%) to $29.57 on average volume. Thus far, 1.7 million shares of Deutsche Bank exchanged hands as compared to its average daily volume of 2.3 million shares. The stock has ranged in price between $29.32-$29.59 after having opened the day at $29.50 as compared to the previous trading day's close of $30.06.

EXCLUSIVE OFFER: See inside Jim Cramer's multi-million dollar charitable trust portfolio to see the stocks he thinks could be potential winners. Click here to see his holdings for 14-days FREE.

Deutsche Bank AG provides investment, financial, and related products and services worldwide. Its Corporate Banking & Securities division engages in selling, trading, and structuring a range of fixed income, equity, equity-linked, foreign exchange, and commodities products. Deutsche Bank has a market cap of $41.1 billion and is part of the financial sector. The company has a P/E ratio of 33.1, above the S&P 500 P/E ratio of 24.8. Shares are up 0.1% year-to-date as of the close of trading on Thursday. Currently there are 2 analysts that rate Deutsche Bank a buy, no analysts rate it a sell, and 2 rate it a hold.

TheStreet Ratings rates Deutsche Bank as a sell. The company's weaknesses can be seen in multiple areas, such as its generally disappointing historical performance in the stock itself and weak operating cash flow. Get the full Deutsche Bank Ratings Report now.

EXCLUSIVE OFFER: See inside Jim Cramer's multi-million dollar charitable trust portfolio to see the stocks he thinks could be potential winners. Click here to see his holdings for 14-days FREE.

If you are interested in one of these 3 stocks, ETFs may be of interest. Investors who are bullish on the banking industry could consider KBW Bank ETF ( KBE) while those bearish on the banking industry could consider ProShares Short KBW Regional Bankng ( KRS).