NEW YORK (MainStreet) — As heat waves continue to emerge and peak hurricane season is on its way soon, homeowners should prepare for power failures and flash flooding which could take down your access to electricity for several days.
Many coastal areas are still prone to flooding from storms, tornadoes and hurricanes even though the National Oceanic and Atmospheric Administration predicted the 2015 Atlantic hurricane season, which runs from June 1 to November 30, will be below normal. The NOAA is predicting a 70% chance of 6 to 11 named storms with winds of 39 mph or higher, including three that become hurricanes.
“A below-normal season doesn’t mean we’re off the hook,” said NOAA Administrator Kathryn Sullivan. “As we’ve seen before, below-normal seasons can still produce catastrophic impacts to communities.”
As hurricane season begins, consumers should start prepping their homes by checking their supplies and current homeowner’s and auto insurance coverage. Avoid waiting until the last minute to buy flood or wind insurance, because some companies require you to purchase it 30 days before it becomes effective.
Homeowners should take photos of their home and valuable items and download the pictures to a website so they can retrieve it remotely in the aftermath of a storm for an insurance claim. Developing a current inventory of your possessions with their make and model numbers can speed up a claim and verify losses for your income tax return, said Jim Gustin, a senior property specialist at The Travelers Companies, the Harford, Conn. insurance company.
Tasks Prior to a Storm...