“No. It is under-rated,” said a respondent identified as Jim Scoggins. “Retirement is about total freedom. Unless a person has no imagination, hobbies, outside interests, [or] ability to have fun.”
A “retired and working on my tan” commenter going by the name of Debra King agreed.
“I'm sitting on my porch right now with an iced tea, an early fall breeze rustling the trees, and browsing on my iPad," she wrote. "Life is good. If I was still working, right now I would be ending a long weekly conference call and walking toward the bus stop to begin [an] hour long commute home. Retirement is the best.”
But a dash of reality was added to the conversation by author and social psychologist Richard Steiner. “Retirement can be the best years of the rest of your lives or it can become a time of sadness and depression," he said. "It's up to you.”
A few years back, John Shoven, an economist at Stanford who specializes in public finance and matters related to Social Security, pension plans and investments, flatly told Forbes retirement isn't all it's cracked up to be.
“Retirement is overrated," he said. "We like to think there’s fishing on the lake and exotic travel. But most people are barely getting by during those years, and they resent the feeling of being put out to pasture.”