Editor's Note: Any reference to TheStreet Ratings and its underlying recommendation does not reflect the opinion of TheStreet, Inc. or any of its contributors including Jim Cramer or Stephanie Link.

Two out of the three major indices are trading up today with the Dow Jones Industrial Average ( ^DJI) trading up 67 points (0.4%) at 17,259 as of Thursday, Jan. 29, 2015, 12:20 PM ET. The NYSE advances/declines ratio sits at 1,331 issues advancing vs. 1,643 declining with 169 unchanged.

The Banking industry currently sits up 0.2% versus the S&P 500, which is up 0.1%. On the negative front, top decliners within the industry include Bank of Nova Scotia ( BNS), down 1.8%, HDFC Bank ( HDB), down 1.1% and Royal Bank of Scotland Group (The ( RBS), down 0.8%. A company within the industry that increased today was Deutsche Bank ( DB), up 4.7%.

TheStreet would like to highlight 3 stocks pushing the industry lower today:

3. Bank of Montreal ( BMO) is one of the companies pushing the Banking industry lower today. As of noon trading, Bank of Montreal is down $2.72 (-4.3%) to $60.23 on average volume. Thus far, 465,705 shares of Bank of Montreal exchanged hands as compared to its average daily volume of 782,600 shares. The stock has ranged in price between $59.75-$61.34 after having opened the day at $61.02 as compared to the previous trading day's close of $62.95.

STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12 months. Learn more.

Bank of Montreal offers various banking products and services in Canada, the United States, and internationally. Bank of Montreal has a market cap of $40.5 billion and is part of the financial sector. Shares are down 12.8% year-to-date as of the close of trading on Wednesday. Currently there is 1 analyst that rates Bank of Montreal a buy, no analysts rate it a sell, and 4 rate it a hold.

TheStreet Ratings rates Bank of Montreal as a hold. The company's strengths can be seen in multiple areas, such as its revenue growth and expanding profit margins. However, as a counter to these strengths, we also find weaknesses including unimpressive growth in net income, weak operating cash flow and a generally disappointing performance in the stock itself. Get the full Bank of Montreal Ratings Report now.

STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12 months. Learn more.

2. As of noon trading, Royal Bank Of Canada ( RY) is down $0.90 (-1.5%) to $58.11 on heavy volume. Thus far, 1.2 million shares of Royal Bank Of Canada exchanged hands as compared to its average daily volume of 994,700 shares. The stock has ranged in price between $57.76-$59.25 after having opened the day at $59.19 as compared to the previous trading day's close of $59.01.

STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12 months. Learn more.

Royal Bank of Canada, together with its subsidiaries, operates as a diversified financial service company worldwide. The company operates through five segments: Personal & Commercial Banking, Wealth Management, Insurance, Investor & Treasury Services, and Capital Markets. Royal Bank Of Canada has a market cap of $87.3 billion and is part of the financial sector. Shares are down 14.6% year-to-date as of the close of trading on Wednesday. Currently there are 5 analysts that rate Royal Bank Of Canada a buy, no analysts rate it a sell, and none rate it a hold.

TheStreet Ratings rates Royal Bank Of Canada as a hold. The company's strengths can be seen in multiple areas, such as its revenue growth, notable return on equity and growth in earnings per share. However, as a counter to these strengths, we find that the stock has had a generally disappointing performance in the past year. Get the full Royal Bank Of Canada Ratings Report now.

STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12 months. Learn more.

1. As of noon trading, Toronto-Dominion Bank ( TD) is down $0.28 (-0.7%) to $40.60 on average volume. Thus far, 989,808 shares of Toronto-Dominion Bank exchanged hands as compared to its average daily volume of 1.6 million shares. The stock has ranged in price between $39.99-$40.77 after having opened the day at $40.65 as compared to the previous trading day's close of $40.88.

STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12 months. Learn more.

The Toronto-Dominion Bank, together with its subsidiaries, provides financial and banking services in North America and internationally. The company operates through Canadian Retail, U.S. Retail, and Wholesale Banking segments. Toronto-Dominion Bank has a market cap of $77.7 billion and is part of the financial sector. Shares are down 14.4% year-to-date as of the close of trading on Wednesday. Currently there are 4 analysts that rate Toronto-Dominion Bank a buy, no analysts rate it a sell, and 1 rates it a hold.

TheStreet Ratings rates Toronto-Dominion Bank as a buy. The company's strengths can be seen in multiple areas, such as its revenue growth, growth in earnings per share, expanding profit margins, increase in net income and notable return on equity. We feel these strengths outweigh the fact that the company has had lackluster performance in the stock itself. Get the full Toronto-Dominion Bank Ratings Report now.

STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12 months. Learn more.

If you are interested in one of these 3 stocks, ETFs may be of interest. Investors who are bullish on the banking industry could consider KBW Bank ETF ( KBE) while those bearish on the banking industry could consider ProShares Short KBW Regional Bankng ( KRS).

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