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All three major indices are trading up today with the Dow Jones Industrial Average ( ^DJI) trading up 55 points (0.3%) at 17,570 as of Wednesday, Jan. 21, 2015, 11:55 AM ET. The NYSE advances/declines ratio sits at 1,932 issues advancing vs. 1,029 declining with 165 unchanged.

The Banking industry currently sits up 0.2% versus the S&P 500, which is up 0.5%. A company within the industry that fell today was Lloyds Banking Group ( LYG), up 1.1%. Top gainers within the industry include U.S. Bancorp ( USB), up 2.9%, State Street ( STT), up 2.1%, Deutsche Bank ( DB), up 1.2%, Bank of America Corporation ( BAC), up 1.1% and Wells Fargo ( WFC), up 0.9%.

TheStreet would like to highlight 3 stocks pushing the industry lower today:

3. Mitsubishi UFJ Financial Group ( MTU) is one of the companies pushing the Banking industry lower today. As of noon trading, Mitsubishi UFJ Financial Group is down $0.03 (-0.6%) to $5.27 on heavy volume. Thus far, 9.4 million shares of Mitsubishi UFJ Financial Group exchanged hands as compared to its average daily volume of 1.5 million shares. The stock has ranged in price between $5.23-$5.28 after having opened the day at $5.25 as compared to the previous trading day's close of $5.30.

STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12 months. Learn more.

Mitsubishi UFJ Financial Group, Inc., through its subsidiaries, provides financial services in Japan and internationally. Mitsubishi UFJ Financial Group has a market cap of $74.4 billion and is part of the financial sector. Shares are down 4.2% year-to-date as of the close of trading on Tuesday. Currently there are 2 analysts that rate Mitsubishi UFJ Financial Group a buy, no analysts rate it a sell, and none rate it a hold.

TheStreet Ratings rates Mitsubishi UFJ Financial Group as a hold. The company's strengths can be seen in multiple areas, such as its attractive valuation levels, increase in net income and expanding profit margins. However, as a counter to these strengths, we also find weaknesses including disappointing return on equity and a generally disappointing performance in the stock itself. Get the full Mitsubishi UFJ Financial Group Ratings Report now.

STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12 months. Learn more.

2. As of noon trading, Bank of Nova Scotia ( BNS) is down $0.45 (-0.9%) to $50.42 on heavy volume. Thus far, 676,260 shares of Bank of Nova Scotia exchanged hands as compared to its average daily volume of 786,100 shares. The stock has ranged in price between $50.19-$51.29 after having opened the day at $51.00 as compared to the previous trading day's close of $50.87.

STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12 months. Learn more.

The Bank of Nova Scotia provides various personal, commercial, corporate, and investment banking services in Canada and internationally. Bank of Nova Scotia has a market cap of $62.6 billion and is part of the financial sector. Shares are down 10.9% year-to-date as of the close of trading on Tuesday. Currently there is 1 analyst that rates Bank of Nova Scotia a buy, no analysts rate it a sell, and 3 rate it a hold.

TheStreet Ratings rates Bank of Nova Scotia as a sell. Among the areas we feel are negative, one of the most important has been unimpressive growth in net income over time. Get the full Bank of Nova Scotia Ratings Report now.

STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12 months. Learn more.

1. As of noon trading, Toronto-Dominion Bank ( TD) is down $0.50 (-1.2%) to $41.14 on heavy volume. Thus far, 1.8 million shares of Toronto-Dominion Bank exchanged hands as compared to its average daily volume of 1.5 million shares. The stock has ranged in price between $41.09-$41.89 after having opened the day at $41.61 as compared to the previous trading day's close of $41.64.

STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12 months. Learn more.

The Toronto-Dominion Bank, together with its subsidiaries, provides financial and banking services in North America and internationally. The company operates through Canadian Retail, U.S. Retail, and Wholesale Banking segments. Toronto-Dominion Bank has a market cap of $77.4 billion and is part of the financial sector. Shares are down 12.8% year-to-date as of the close of trading on Tuesday. Currently there are 4 analysts that rate Toronto-Dominion Bank a buy, no analysts rate it a sell, and 1 rates it a hold.

TheStreet Ratings rates Toronto-Dominion Bank as a buy. The company's strengths can be seen in multiple areas, such as its revenue growth, growth in earnings per share, expanding profit margins, increase in net income and notable return on equity. We feel these strengths outweigh the fact that the company has had lackluster performance in the stock itself. Get the full Toronto-Dominion Bank Ratings Report now.

STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12 months. Learn more.

If you are interested in one of these 3 stocks, ETFs may be of interest. Investors who are bullish on the banking industry could consider KBW Bank ETF ( KBE) while those bearish on the banking industry could consider ProShares Short KBW Regional Bankng ( KRS).

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