NEW YORK (TheStreet) -- Would you be willing to miss a mortgage payment in order to be fed by some of the finest chefs in the world? If that's the case than you're in luck: Exclusive, fancy restaurants are really expensive!
The good news is, no matter where you live, there's one worth visiting (if you can afford it) near you.
Restaurant and bar review experts Zagat share with TheStreet just how expensive it would be to dine at the most expensive restaurant in 14 of the largest U.S. cities. The prices include the cost of dinner, one drink and tip, a spokesperson said. This list does not factor in restaurants that may have opened recently or that haven't undergone the Google-owned (GOOG - Get Report) service's survey process.
Click through to see which restaurant is the most expensive in each city and which city has the most expensive restaurant.
Cost per person: $76
Located in Hotel ZaZa near Houston's Museum District, Monarch is the place to "see-and-be-seen," Zagat says, while munching on Executive Sous Chef Jonathan Wicks' seasonal take on New American cuisine.
13. Spoon Bar & Kitchen
Cost per person: $93
Executive Chef John Tesar has created a "responsibly-sourced seafood" menu that is worth every penny. "Every bite is music in the mouth" at Tesar's seafood "nirvana," Zagat says.
Cost per person: $101
A night at the Penrose is like entering a fairytale for the evening. With its penthouse views of the mountains and lake as well as its attention to culinary detail, it's worth the expensive tab, Zagat says.
Cost per person: $107
Chefs/owners Anne Quatrano and Clifford Harrison have created a "foodie's delight" at one of Atlanta's consistently top-10 rated restaurant, Zagat says.
Cost per person: $130
Experiencing the "ethereal flavors" through Relais & Chateaux Grand Chef William Bradley's take on contemporary French cuisine at this posh restaurant, located in The Grand Del Mar, may also mean you'll have to "pawn the family jewels to afford it," Zagat says.
9. Restaurant Jezebel
Cost per person: $134
With just eight tables at this downtown Austin restaurant, "nothing else in Austin is quite like" Restaurant Jezebel. Price fix menus are created based on individual guest preferences, Zagat says.
Cost per person: $141
If you have the expendable income to splurge on Chef Barbara Lynch's French-Italian-inspired price fixe-only dinners, "every morsel will dance on your tongue," Zagat says.
Cost per person: $175
Taking Italian to a "new level," the experience at Vetri becomes "more fantasy than restaurant," despite being "outrageously expensive," Zagat says.
Cost per person: $176
If you can get a table at this pricey "gastro-adventure," you won't be disappointed, says Zagat. Komi offers individualized multi-course tasting dinners for intimate groups (four or less).
5. The Herbfarm
Average cost per person: $215
Prepare to settle in for an evening when visiting The Herbfarm. With just a single seating nightly diners experience a nine-course meal with six matching wines. Zagat says the "astronomically expensive" bill matches an unforgettable experience.
Average cost per person: $273
Going one step further than the traditional tasting menu, diner's experience 18-22 courses of "delicious," "fun," "emotional" and "provocative" food, according to its Web site. Zagat says "expect to be wowed" at this "unrivaled" restaurant.
Cost per person: $381
Although the price tag on Saison's culinary experience is "undeniably expensive," Zagat says, fans of this San Francisco restaurant say they would "eat a month's worth of Ramen noodles" to be able to dine here.
Cost per person: $514
For sushi connosseuirs, eating at Urasawa in Beverly Hills is "worth having at least once in your lifetime," Zagat says.
And the most expensive restaurant in the U.S. is...
Cost per person: $585
For the ultimate sushi experience, dining with Chef Masayoshi Takayama is "worth skipping the mortgage payment for," Zagat says.
-Written by Laurie Kulikowski in New York.